Welcome to Our Online Loan Referral Service

3.7 3 reviews

91 Broad St Suite A, Charleston, SC 29401, USA
+1 (404) 506-9919
www.bayequityhomeloans.com
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5:30PM
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–5:30PM
Thursday
8:30AM–5:30PM
Friday
8:30AM–5:30PM

Domain Info

Created Date

2007-06-04

Mailing Address

California, United States

Company Name

Bay Equity

Bay Equity

Contact Data

What people think about Bay Equity Home Loans?

Below you find some of the opinions of our customers.

I have already contacted this lender 2 times and I was very happy with the rates. This is the only round the clock website with affordable rates in my town.

Godfrey Durgan DVM

Easy application. I only filled in an ID and a bank account. Immedaite processing. The first time I was approved for $600 only. Hope the limit will be more next time. Interest rate is fair. Paid back the loan even before the due date. If you wish, the term can be also extended.

Dedric Hand

Easy application. I only filled in an ID and a bank account. Same day approval. The first time I was accepted for $600 only. Hope the limit will be more next time. APR is reasonable. Repaid the debt on time. If necessary, the term can be also extended.

Jefferey Yundt

It wanted to improve my credit because I had no chances of getting approved for a agriculture loan. So I applied for a payday loan via Bay Equity Home Loans. Took out 4 small loans, one after another, and repaid them on schedule. My credit history improved! It worked! Very happy.

Thea Fisher V

I needed $500 to buy a bike. The only solution was to apply for a payday loan. Found a lot of loan providers online. Bay Equity Home Loans is the most transparent financial institution in Charleston.

Toney Quitzon

A couple of weeks ago I urgently needed $600 to pay for a birthday gift. I submitted an application form via the website of Bay Equity Home Loans. I entered the basic personal data. No phone calls. The requested amount was approved within a couple of minutes. The money was transferred to my bank account the next day. Love this lender!

Celine Funk

I applied for a $1,000 payday loan when I needed money after car accident. There simply was no other solution. I found this lender on the Internet. Other lender charged sky high rates. One lender declined me, another accepted me for a smaller amount but here it got as much as I wanted.

Mr. Eldon Dietrich

Pay Attention

Now you can see general aspects of payday loans.

Payday Loans in Charleston, Maine

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods usually do not exceed 4 weeks.

Payday loans in Charleston, Maine is are easy to access. The APR is individual for each borrower and depends on multiple things: age, income, loan amount needed, loan term, credit score, etc.

APR

30% APR; In Fact - 217%*

Max Loan

$2,000

Min Term

Not Specified

Max Term

Not Specified

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Payday loans are designed for borrowers with a credit report that's less than perfect, or who have poor to no credit history. Bad credit rating may prevent you from getting approved for a bank loan. Payday lenders in Charleston, me work with consumers with poor credit. You can apply for a bad credit payday loan on the net at any time of the day and if approved could have the money in your account within a few hours.

To get approved for a loan, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Find out the annual percentage rate right now. Use this online calculator to specify the real cost of your loan. It only takes a few seconds to become informative even before applying.

APR Calculator

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