Welcome to Our Online Loan Referral Service

3 16 reviews

2170 Ashley Phosphate Rd, North Charleston, SC 29406, USA
+1 (843) 572-4600
www.firstcitizens.com
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5:30PM

Domain Info

Created Date

1995-07-28

Mailing Address

Company Name

Contact Data

What people think about First Citizens Bank?

Below you read some of the reviews of our customers.

I want to say Many Thanks to the staff of First Citizens Bank. They offer immediate solution to any unexpected money issues. Love them for their immediate decision. Applied for a cash advance and got accepted although my credit was poor. I will definitely use this service if I need money in the future.

Loma Macejkovic

Recently I needed $1000 to cover medical bills. I decided to contact First Citizens Bank. They only approved me for $500 but the process itself was easy, and their rates were good.

Sadie Weber

The process was trouble-free, quick. No paperwork needed. Thank you a lot. Love their round-the-clock customer support. No problems. Would use again.

Stan Erdman

First Citizens Bank seems reliable. Applied twice. The first payday loan approved was small – $500, but next time the limit was increased to $1000. Closed the loan early. The staff were understanding, they gave speedy answers to all my questions. No issues. But their interest rates are average.

Charley Swaniawski

Important

The above-given information provides the details about a definite financial institution. The information below is about general information about payday loans.

Payday Loans in Charleston, Maine

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods typically do not exceed 4 weeks.

Payday loans may become an easy and speedy solution to a short-term problem in Charleston, Maine. Loans from payday lenders can get you funds quickly. Your APR will depend on several things.

APR

30% APR; In Fact - 217%*

Max Loan

$2,000

Min Term

Not Specified

Max Term

Not Specified

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit history you may still get a payday loan. Such loans are created to help meet the needs of people with less than perfect credit scores. There are lenders who may be pleased to offer you a payday loan even if you have a poor credit rating. You will need a steady income to apply for a bad credit payday loan.

To get approved for a cash advance, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the payday loan in a few minutes.

APR Calculator

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Sunset Finance

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TD Bank

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SouthState Bank

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