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3.7 9 reviews

1624 Sam Rittenberg Blvd, Charleston, SC 29407, USA
+1 (843) 763-0258
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5:30PM

What people think about First Citizens Bank?

Below you read some of the opinions of our customers.

Friendly helpful tellers and considerate service.

Ms. Kaylie Nolan

They were generally small transactions.

Jeromy Leffler

Great people to deal with.

Miss Brianne Balistreri IV

Pay Attention

Above there is information about a definite company. Below you can read common characteristics of payday loans.

Payday Loans in Charleston, Maine

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.

Cash advance loans may become an easy and speedy solution to a short-term problem in Charleston, Maine. Loans from payday lenders can get you cash quickly. Your APR will depend on a few factors.

APR

30% APR; In Fact - 217%*

Max Loan

$2,000

Min Term

Not Specified

Max Term

Not Specified

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a low credit score automatically disqualifies applicants from getting a bank loan. Payday loans give individuals with a bad credit history an increased chance to get accepted for short-term loans. A payday loan may be the only financial product available for some consumers to help them cover urgent expenses. If you take out such a loan, it is critical that you always borrow within your budget and pay off your loan commitments without delays.

To get approved for a payday loan, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to apply for a payday loan, you can use an online calculator. It will show the real APR of your cash advance.

APR Calculator

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SouthState Bank

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Globe Finance Co Inc

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Oplis Financial

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