Welcome to Our Online Loan Referral Service

5 reviews

232 Market St, Cheraw, SC 29520, USA
+1 (843) 537-2161
www.firstcitizens.com
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
Closed
Sunday
(Easter)
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM

Domain Info

Created Date

1995-07-28

Mailing Address

Company Name

Contact Data

What people think about First Citizens Bank?

Below you get acquainted with some of the opinions of our customers.

A good company. These guys quickly processed my application. Had money in my account the next evening. If you need some extra money urgently, this is the best lender, I’m telling you!

Ned Zulauf PhD

They only ask for an ID to apply. Last month I was ill and needed some cash to survive. These guys accepted me although I had a low credit score. Fast and safe process. Very satisfied!

Orpha Satterfield

They approve applicants instantly and transfer money the same day. But be careful – they charge high fees for missed payments. I recommend that you be a responsible borrower! Do not repeat my inaccuracy!

Dr. Shad Stiedemann Sr.

I needed $500 to buy a birthday gift. The only solution was to apply for a cash advance. Found a lot of companies on the Internet. First Citizens Bank seemed the most credible loan provider in Cheraw.

Clara Kuvalis

Was invited to a birthday party but was empty at that time. A friend recommended me to contact First Citizens Bank. And I did. This was the right decision! Yes, the APR was high but I think it’s because I had no credit. In general, The process was very easy.

Peter Howell

Thank you for the top-quality service. Your managers guided me throughout the application. It’s convenient that you only need an ID to get cash.

Katrine Steuber

Important

Now you can read general features of payday loans.

Payday Loans in Cheraw, South Carolina

A payday loan is a short-term loan that can help you cover unexpected money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Payday loans are the easiest loans to be eligible in Cheraw, South Carolina. The entire process is straightforward. They are issued immediately and come with individual APR. It will be influenced by the borrower’s personal data.

APR

391% APR*

Max Loan

$550

Min Term

Not Specified

Max Term

31 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a poor credit score automatically disqualifies consumers from getting a bank loan. Payday loans give people with a bad credit score an increased opportunity to get approved for payday loans. A payday loan may be the only loan available for some consumers to help them deal with unexpected problems. If you take out such a loan, it is important that you always borrow within your means and pay back your loan commitments on time.

To get accepted for a loan, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Learn the APR right now. Use this online calculator to specify the exact cost of your payday loan. It only takes 10 seconds to become informative even before applying.

APR Calculator

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