First Citizens Bank Payday Loans Review

4.4 9 reviews

Organization owner?

304 Old Greenville Hwy, Clemson, SC 29631, USA

+1 (864) 654-3724

Thursday

9AM–5PM

Friday

9AM–5PM

Saturday

Closed

Sunday

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Wednesday

9AM–5PM

What people think about First Citizens Bank?

Below you get acquainted with some of the testimonials of our clients.

The website and mobile banking app work much better.

Emerald Ortiz

Really enjoyed the service here.

Angel Jaskolski

Important

The above-given information provides the details about a specific lending service. The information below is about common information about payday loans.

Payday Loans in Clemson, South Carolina

A payday loan is a short-term loan that can help you cover emergency money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Payday loans in Clemson, South Carolina is are simple to get. The APR is specific for each borrower and depends on multiple things: age, income, loan amount needed, loan term, credit score, etc.

APR

391% APR*

Max Loan

$550

Min Term

Not Specified

Max Term

31 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit rating you may still be able to take out a payday loan. Such loans are created to help meet the needs of individuals with less than perfect credit scores. There are lenders who may be willing to give you a payday loan even if you have a poor credit score. You will need a regular income to be eligible for a bad credit payday loan.

To get accepted for a payday loan, you must meet the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

Learn the annual percentage rate right now. Use this online calculator to specify the real cost of your loan. It only takes a couple of seconds to become informative even before applying.