Community Loans of America Payday Loans Review

Loan agency in St. Andrews, South Carolina

Organization owner?

1327 Broad River Rd, Columbia, SC 29210, USA

+1 (803) 731-8660

Thursday

9AM–6PM

Friday

9AM–6PM

Saturday

Closed

Sunday

Closed

Monday

9AM–6PM

Tuesday

9AM–6PM

Wednesday

9AM–6PM

What people think about Community Loans of America?

Below you get acquainted with some of the testimonials of our customers.

APR too high. People usually take cash advances because they’re having a hard time. These loans put you further into debt. Maybe they should lower their APR a little…

Miss Kariane Kuhlman Jr.

I borrowed $400 for a period of 2 weeks. In the end, I had to repay twice as much with all the fees charged.

Stephon Lind

Pay Attention

Above there is information about a exact company. Below you can see common characteristics of payday loans.

Payday Loans in Columbia, Connecticut

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms typically do not exceed 4 weeks.

Payday loans are the easiest loans to get in Columbia, Connecticut. The entire process is hassle-free. They are issued immediately and come with individual APR. It will be influenced by the borrower’s personal information.

APR

12$ small loan cap

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit rating you may still get accepted for a payday loan. Such loans are designed to help meet the needs of people with less than perfect credit scores. There are companies who may be pleased to give you a payday loan even if you have a poor credit rating. You will need a stable income to get accepted for a bad credit payday loan.

To get approved for a cash advance, you need to comply with the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

This online calculator was created to quickly calculate the annual percentage rate. It’s easy to find out the definite cost of the cash advance loan even before applying.