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Feedback about Palmetto Citizens Federal Credit Union?
Here you get acquainted with the feedback of our customers.
Great service, as expected from these people.
Prof. Kathryne Bradtke
The staff is customer-focused and want to find a solution for you.
Brittany Leuschke
Great customer service from who all you encounter.
Miss Leann O'Conner
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Above-defined info offers the details about a definite lender. Below-shown info is oriented on common information about payday loans.
Payday Loans in Columbia, Connecticut
The financial product known as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is issued for clients.
Such financial products as payday loan in Columbia, Connecticut is issued easily and fast for a short time span: 2-3 weeks. The interest rates are established on an individual basis relative to the personal data: the more loans you pay back off, the more favorable rates a customer will get.
APR
12$ small loan cap
How will Palmetto Citizens Federal Credit Union help take out a payday loan in Columbia, Connecticut?
- 24/7 operation. Such online services allow you to deposit funds at any time. Funds are taken out day and night. The payday loan will be sent to a card, so a personal visit to the store is not necessary.
- No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
- Online application. The application is filled out and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
- High approval rate. When it relates to small amounts, a positive answer comes up 98%.
- Availability. Banks offer more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee rejection.
What data to fill in in the application? - General Info
To leave an application, every customer should fill out the following data:
Then a customer should submit an application to get a proposal from one of payday lenders.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
Bad credit history if one of reasons to deny the loan. Lenders do not consider this factor the only one to take out a loan in Columbia, Connecticut. They assess many other factors before taking out a loan. One of them is payment abilities. This is a way to enhance your credit history.
The following general points will be assessed before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you need to calculate the APR of the payday loan, you are welcome to apply the calculator. It will define the cost of the loan.
APR Calculator
Other Payday Lenders in Columbia, South Carolina
First Citizens Bank
2009 Hoffmeyer Rd, Florence, SC 29502, USA
+1 (843) 664-4545
www.firstcitizens.com
Farmers & Merchants Bank of SC
7633 Freedom Rd, Branchville, SC 29432, USA
+1 (803) 274-8831
www.fmbsc.com
World Finance
1030 Edwards St Suite 105, Rock Hill, SC 29732, USA
+1 (803) 681-2931
www.loansbyworld.com
Advance America
300 Spartanburg Hwy #302, Lyman, SC 29365, USA
+1 (864) 949-3907
www.advanceamerica.net
Regional Finance
200 W Mill St, Kingstree, SC 29556, USA
+1 (843) 355-5000
branches.regionalfinance.com
