First Citizens Bank Payday Loans Review - Darlington, South Carolina

5 4 reviews

Organization owner?

511 Pearl St, Darlington, SC 29532, USA

+1 (843) 393-6101

www.firstcitizens.com

Domain Info

Created Date

1995-07-28

Mailing Address

Company Name

Contact Data

Feedback about First Citizens Bank?

Here you read the reviews of our customers.

I recommend First Citizens Bank to everyone, I am applying for the second time. Everything is great!

Larissa Murphy

First Citizens Bank seemed to me the reliable. At least no insurance and extra fees. There are no discounts for regular clients. When paying off a debt, a transfer fee is not taken, although this is a bonus.

Isabelle Shanahan

First Citizens Bank seemed to me the safe. At least no insurance and extra charges. There are no discounts for regular customers. When repaying a debt, a transfer fee is not taken, although this is a bonus.

Charlene Mosciski

Pay Attention

The first three points describe the certain lender. In other turn, below-specified info makes readers grapple with shared information about payday loans.

Payday Loans in Darlington, Pennsylvania

Payday loan is issued for a short period: 2-3 weeks. The provided loan amounts are $100-$1,000.

This financial product in Darlington, Pennsylvania is taken out simply and quickly. The interest rate is specified respecting the category of the borrower: the more loans are successfully paid off, the more reasonable terms will be ensured to you.

APR

6% APR small loan cap

How will First Citizens Bank help issue a payday loan in Darlington, Pennsylvania?

Day and night service. Night hours are the same business hours for online lending companies. You should not visit the chosen lender offline. The funds will be transferred to your card.
No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
Online application. Submit an online form with personal data. It will take several minutes to consider the application. The funds are transferred in 24 business hours.
The approval level is high. Almost 98% of positive decisions are made.
Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every customer should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A unfavorable factor taken into account by financial institutions is called as bad credit history. But this drawback is not reviewed as the only one by payday lenders to take out a cash advance. The lender review many aspects such as financial abilities to approve the request. Cash advance in Darlington, Pennsylvania may help enhance your credit history.

The following common points will be estimated before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should determine its definite cost. This calculator will show the APR of the loan.

APR Calculator

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