First Citizens Bank ATM Payday Loans Review

Organization owner?

405 Main St, Edgefield, SC 29824, USA

+1 (803) 637-9151

www.firstcitizens.com

Wednesday

Open 24 hours

Thursday

Open 24 hours

Friday

Open 24 hours

Saturday

Open 24 hours

Sunday
(Easter)

Open 24 hours

Hours might differ

Monday

Open 24 hours

Tuesday

Open 24 hours

Domain Info

Created Date

1995-07-28

Mailing Address

Company Name

Contact Data

Feedback about First Citizens Bank ATM?

Here you get acquainted with the reviews of our clients.

Not the first time I use First Citizens Bank ATM. The service is competent. They immediately inform how much you should pay back. No cheating. You can always extend the loan. It helps a lot when money is urgently needed.

Mylene Parker

First Citizens Bank ATM is quite fair, I will explain: the first loan, the limit is increased gradually. It is subject to repayment on time. The employees in those customer department are adequate, they gave clear answers to my questions. There were no delays. And the percentage is like everywhere else.

Mrs. Name Sanford V

It is very convenient, fast, without additional pops and extra payments. Thank you. Round-the-clock online support pleases with its prompt response to requests.

Dr. Angie Murazik IV

Pay Attention

Lending companies are provided in the first three points. Below info specifies common information about payday loans.

Payday Loans in Edgefield, South Carolina

The financial product called as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is issued for cutomers.

Such financial products as payday loan in Edgefield, South Carolina is taken out easily and fast for a short period: 2-3 weeks. The interest rates are established on an individual basis relative to the personal data: the more loans you pay back off, the more reasonable rates a customer will get.

APR

391% APR*

Max Loan

$550

Min Term

Not Specified

Max Term

31 days

How will First Citizens Bank ATM help issue a loan in Edgefield, South Carolina?

Day and night service. Night hours are the same working for online lenders. You should not attend the chosen payday lender offline. The funds will be transferred to your credit card.
No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
Online application. Submit an online application with personal data. It will take some minutes to review the application. The money are credited in 24 business hours.
The approval rate is high. Almost 98% of positive decisions are made.
Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every borrower should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is considered by lenders before taking out a loan. But banks almost 100% refuse the application when lenders in Edgefield, sc will estimate other aspects like solvency and approve a cash advance. This is a way to improve your credit rating.

The following common points will be estimated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a payday loan, you should define its real cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Edgefield, South Carolina

First Citizens Bank ATM Location

504 SC-72, Greenwood, SC 29648, USA

+1 (888) 612-4444

www.firstcitizens.com

CPM Federal Credit Union - North Charleston

1066 E Montague Ave, North Charleston, SC 29405, USA

+1 (800) 255-1513

www.cpmfed.com