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3 2 reviews
Loan agency in Gaffney, South Carolina

845 N Limestone St # 1, Gaffney, SC 29340, USA
+1 (864) 489-9506
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–5:30PM
Saturday
Closed
Sunday
(Easter)
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM

Feedback about Hometown Finance of Gaffney?

Here you get acquainted with the feedback of our customers.

I contacted Hometown Finance of Gaffney. Everything was done fast. Only pleasant impressions remained!

Stephanie Hodkiewicz

Only an ID is needed to apply. Was on a business trip and needed cash, it turns out that you can credit your personal bank card safely, and most importantly, quickly. Recommend!

Dustin Grant

The payday loan is deposited easily and quickly. There is a minus - a great fee when returning a loan.

Mr. Cleo Casper II

Not the first time I use Hometown Finance of Gaffney. The service is fair. They immediately inform how much you should pay off. No cheating. You can always extend the loan. It helps a lot when cash is urgently needed.

Aglae Ratke

Pay Attention

Above there are details about a definite lending company. Below every user may get acquainted with the essence of payday loans.

Payday Loans in Gaffney, South Carolina

A short-term lending option is considered as a payday loan. This is a kind of a financial product issued for several weeks. Accessible loan amounts are from $100-$1,000.

Such financial products as payday loan in Gaffney, South Carolina is taken out easily and quickly for a short time span: 2-3 weeks. The interest rates are set on an individual basis concerning on the personal data: the more cash advance you pay back off, the more favorable rates you will get.

APR

391% APR*

Max Loan

$550

Min Term

Not Specified

Max Term

31 days

How will Hometown Finance of Gaffney help issue a payday loan in Gaffney, South Carolina?

  • 24/7 service. Such online services allow you to credit funds at any time. Money are taken out day and night. The payday loan will be sent to a card, so a personal visit to the store is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is assessed by lenders before taking out a loan. But banks almost 100% deny the application when lenders in Gaffney, sc will assess other aspects like payment abilities and approve a loan. This is a way to improve your credit score.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will define the cost of the loan. It takes seconds to see the outcome.

APR Calculator

Other Payday Lenders in Gaffney, South Carolina

First Citizens Bank ATM

214 N Main St, Marion, SC 29571, USA

www.firstcitizens.com

Synovus Bank

201 E McBee Ave, Greenville, SC 29601, USA

+1 (888) 796-6887

www.synovus.com

Founders Federal Credit Union

1504 W Floyd Baker Blvd, Gaffney, SC 29341, USA

+1 (800) 845-1614

www.foundersfcu.com

Auto Money

102 Red Bank Rd a, Goose Creek, SC 29445, USA

+1 (843) 764-2536

www.automoneytitleloans.com

Cash 4U

706 S Pendleton St, Easley, SC 29640, USA

+1 (864) 859-8000

Cash Credit Co.

2049 Savannah Hwy Ste #3, Charleston, SC 29407, USA

+1 (843) 402-0107

cashcreditco.business.site

Security Finance

122 E Public Square, Laurens, SC 29360, USA

+1 (864) 984-0475

www.securityfinance.com

First American Cash Advance

25060 Highway 76 E, Clinton, SC 29325, USA

+1 (864) 833-6238

Southern Mortgage Co

1065 Silver Bluff Rd # C, Aiken, SC 29803, USA

+1 (803) 642-6448

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