Welcome to Our Online Loan Referral Service

3.7 3 reviews

800 Dearborn St, Great Falls, SC 29055, USA
7 years in business
+1 (803) 482-2156
www.sprattsavingsandloan.com
Thursday
8AM–5PM
Friday
8AM–6PM
Saturday
Closed
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–1PM

Domain Info

Created Date

2004-12-10

Mailing Address

3450 Sacramento Street, Suite 405, San Francisco, CA, 94118, United States

Company Name

Domain Administrator

DNStination Inc.

Contact Data

[email protected]

+1.4155319335

+1.4155319336

Feedback about Spratt Savings & Loan Association?

Here you get acquainted with the feedback of our customers.

The staff at Spratt are friendly and go beyond the norm to help their customers.

Prof. Verner Lubowitz Sr.

These are very unprofessional and rude people who work the company.

Raven Hermann

Pay Attention

Lending companies are provided in the first three points. Below info defines common information about payday loans.

Payday Loans in Great Falls, Virginia

Payday loans are a type of loans issued by payday lender to people for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

Problem-free financial products are considered as payday loans in Great Falls, va. They are issued at individual interest rates. They are dependent on customer's data. It is also important to repay as much payday loans as possible.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will Spratt Savings & Loan Association help take out a loan in Great Falls, Virginia?

  • 24/7 operation. Such Internet services allow you to receive funds at any time. Funds are taken out day and night. The payday loan will be sent to a bank account, so a personal visit to the office is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is reviewed by payday lenders before taking out a loan. But banks almost 100% deny the application when lenders in Great Falls, va will estimate other aspects like payment abilities and approve a cash advance. This is a way to improve your credit history.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the APR of the payday loan, you are welcome to apply the calculator. It will specify the cost of the loan.

APR Calculator

Other Payday Lenders in Great Falls, South Carolina

TitleMax Title Secured Loans

1416 S Irby St Ste A, Florence, SC 29505, USA

+1 (843) 292-8364

www.titlemax.com

First Citizens Bank ATM

York, SC 29745, USA

www.firstcitizens.com

Carolina Trust Federal Credit Union

2518 Main St, Conway, SC 29526, USA

+1 (843) 448-2133

www.carolinatrust.org

World Finance

10461 Dunbarton Blvd, Barnwell, SC 29812, USA

+1 (803) 259-1896

www.loansbyworld.com

David Mitchell | Fairway Independent Mortgage Corporation Loan Officer

181 Bluffton Rd STE B103, Bluffton, SC 29910, USA

+1 (843) 757-7552

Carolina Payday Loans, Inc.

1790 J A Cochran Bypass, Chester, SC 29706, USA

+1 (803) 385-5100

www.carolinapaydayloansinc.com

Commonwealth Finance

354 E Washington St, Walterboro, SC 29488, USA

+1 (843) 549-2111

North American Title Loans

552 John C Calhoun Dr, Orangeburg, SC 29115, USA

+1 (803) 531-0117

www.northamericantitleloans.net

First Citizens Bank

1289 Knox Ave, North Augusta, SC 29841, USA

+1 (803) 279-3240

www.firstcitizens.com

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