Welcome to Our Online Loan Referral Service

3 8 reviews

130 S 5th St, Hartsville, SC 29550, USA
+1 (843) 332-1121
www.firstcitizens.com
Thursday
8:30AM–5PM
Friday
8:30AM–6PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM

Domain Info

Created Date

1995-07-28

Mailing Address

Company Name

Contact Data

Feedback about First Citizens Bank?

Here you see the feedback of our clients.

Nice place with nice workers.

Horacio Rice III

Tried to cash a small check from First Citizens Bank that a client sent to me.

Yazmin Lakin

Pay Attention

The first three points specify the certain lending company. In other turn, below-specified info makes people grapple with general information about payday loans.

Payday Loans in Hartsville, South Carolina

Payday loan is taken out for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.

This financial product in Hartsville, South Carolina is issued easily and quickly. The interest rate is defined considering the category of the customer: the more loans are successfully repaid, the more reasonable terms will be offered to you.

APR

391% APR*

Max Loan

$550

Min Term

Not Specified

Max Term

31 days

How will First Citizens Bank help take out a payday loan in Hartsville, South Carolina?

  • Day and night service. Night hours are the same working for online lenders. You should not visit the chosen lender offline. The funds will be deposited to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with customer data. It will take several minutes to process the application. The funds are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get an offer from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of reasons to refuse the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Hartsville, South Carolina. They assess many other factors before taking out a cash advance. One of them is financial capabilities. This is a way to improve your credit history.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the APR of the loan, you are welcome to apply the calculator. It will specify the cost of the cash advance.

APR Calculator

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