Welcome to Our Online Loan Referral Service

3.3 3 reviews

202 N Main St, Heath Springs, SC 29058, USA
+1 (803) 273-2015
www.haveanicebank.com
Thursday
8:30AM–5PM
Friday
8:30AM–6PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM

Domain Info

Created Date

2007-03-19

Mailing Address

South Carolina, United States

Company Name

CresCom Bank

CresCom Bank

Contact Data

Feedback about CresCom Bank?

Here you see the reviews of our customers.

Only an ID is needed to submit an application. Was on a business trip and needed extra money, it turns out that you can credit your personal bank card safely, and most importantly, quickly. Recommend!

Ms. Cathryn Graham MD

It so happened that it had to go to another city, but the salary had not yet arrived. A friend recommended me to use CresCom Bank. I have not regretted. Yes, the rate is not small, but when an emergency arises, you don't have to choose.

Dr. Winona Feeney II

want to express my deep gratitude to CresCom Bank for believing my case. I had some problems with a credit history, but this company helped me and took out a loan.

Horace Kunze

Pay Attention

Above there are details about a exact lending company. Below every user may get acquainted with the essence of payday loans.

Payday Loans in Heath Springs, South Carolina

A short-term loan is known as a payday loan. This is a type of a financial product issued for 2,3 weeks. Available loan amounts range from $100-$1,000.

Such financial products as payday loan in Heath Springs, South Carolina is issued simply and quickly for a short term: 2-3 weeks. The interest rates are set on an individual basis relative to the personal data: the more loans you pay back off, the more reasonable rates a client will recieve.

APR

391% APR*

Max Loan

$550

Min Term

Not Specified

Max Term

31 days

How will CresCom Bank help issue a loan in Heath Springs, South Carolina?

  • 24/7 operation. Such Internet services allow you to receive funds at any time. Funds are taken out day and night. The deposit will be sent to a account, so a personal visit to the office is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get a proposal from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a negative factor that is considered by financial institutions. Lenders in Heath Springs, sc consider this circumstance not an obstacle to take out a loan. The recipient of a loan should be prepared to objectively assess financial abilities, take out a loan, pay back the debt on schedule and not only solve current difficulties, but enhance the credit rating.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a loan, you should calculate its real cost. This calculator will show the APR of the loan.

APR Calculator

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