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5 reviews

8624 Old State Rd, Holly Hill, SC 29059, USA
+1 (803) 496-3430
www.fmbsc.com
Thursday
9AM–5PM
Friday
9AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–1PM

Domain Info

Created Date

1997-10-02

Mailing Address

8624 OLD STATE RD, HOLLY HILL, SC, 29059-8230, United States

Company Name

Farmers and Merchants Bank of South Carolina

Farmers and Merchants Bank of South Carolina

Contact Data

[email protected]

4703604178

(803) 496-3964

Feedback about Farmers & Merchants Bank of SC?

Here you get acquainted with the reviews of our clients.

Thanks to Farmers & Merchants Bank of SC for helping out when money is emergenctly required. I have been applying to this company for more than one year and everything is always honest, without hidden charges.

Prof. Sandra Rogahn DDS

I suffered one situation. I emergenctly needed a large amount of money. Borrowed from friends but not enough. Well, in the end, I had to use the services of a payday lender. There are a lot of them on the Internet. Farmers & Merchants Bank of SC in Holly Hill seemed to me the most efficient.

Prof. Liana Orn Jr.

The cash advance is transferred easily and quickly. There is a minus - a great interest rate when repaying a loan.

Joesph Dickinson II

I often issue a loan to a card in Farmers & Merchants Bank of SC. It is very convenient. If you give it back quickly, the rate is reasonable. Employees politely and intelligibly explain all the nuances.

Dr. Alda Stracke

Pay Attention

Above there are details about a certain lender. Below every reader may get acquainted with the essence of payday loans.

Payday Loans in Holly Hill, South Carolina

The financial product called as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is approved for cutomers.

Payday loans in Holly Hill, South Carolina are taken out problem-free. The interest rate depends on the client's personal data: if you pay off more payday loans, the more favorable terms and rates payday lending companies offer.

APR

391% APR*

Max Loan

$550

Min Term

Not Specified

Max Term

31 days

How will Farmers & Merchants Bank of SC help take out a payday loan in Holly Hill, South Carolina?

  • Round the clock service. Every borrower may address the service round the clock. The borrowed funds will be deposited to card. You won't be asked to attend any department.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be reviewed in a matter of minutes. The money are transferred in 24 business hours.
  • Fast and high approval rate. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be a hindrance to issue a loan from online lenders.

What data to fill out in the application? - General Info

To leave an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is considered by banks before taking out a loan. But banks almost 100% deny the application when lenders in Holly Hill, sc will assess other aspects like payment abilities and approve a loan. This is a way to enhance your credit score.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the annual percentage rate of the payday loan, you are welcome to apply the calculator. It will specify the cost of the loan.

APR Calculator

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