Upstate Federal Credit Union Payday Loans Review

4.3 13 reviews

Organization owner?

430 N Main St, Honea Path, SC 29654, USA

+1 (864) 369-0095

www.upstatefcu.org

Tuesday

8AM–5PM

Wednesday

8AM–5PM

Thursday

8AM–5PM

Friday

8AM–5:30PM

Saturday

9AM–1PM

Sunday
(Easter)

Closed

Monday

8AM–5PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about Upstate Federal Credit Union?

Here you see the feedback of our customers.

I often take out a payday loan to a card in Upstate Federal Credit Union. It is very efficient. If you give it back quickly, the rate is reasonable. Employees politely and intelligibly explain all the terms.

Wellington Gerlach

Thanks to the team of Upstate Federal Credit Union. Quick solution of the arisen problems, quick decision on the cash advance. I definitely recommend this company.

Eusebio Gottlieb

The payday loan is deposited easily and quickly. There is a minus - a great fee when returning a loan.

Prof. Lea Stehr Sr.

I'm not ashamed to borrow money from Upstate Federal Credit Union, now the whole world lives like this. I have already used payday loans many times, everything is convenient.

Mario Gibson DVM

want to express my deep gratitude to Upstate Federal Credit Union for believing my case. I had some issues with a credit history, but this service helped me and issued a loan.

Christop Larson III

Pay Attention

Above-shown info provides the details about a definite lender. Below-shown info is devoted to general information about payday loans.

Payday Loans in Honea Path, South Carolina

Payday loans are a kind of loans issued by payday lending company to people for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

This financial product in Honea Path, South Carolina is taken out easily and fast. The interest rate is defined considering the category of the customer: the more loans are successfully paid back, the more reasonable terms will be ensured to you.

APR

391% APR*

Max Loan

$550

Min Term

Not Specified

Max Term

31 days

How will Upstate Federal Credit Union help issue a loan in Honea Path, South Carolina?

Round the clock service. Every customer may contact the service round the clock. The borrowed funds will be transfered to credit card. You won't be asked to attend any store.
No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
Online application. You have to fill out an online application only. It will be reviewed in a matter of minutes. The money are credited in 24 business hours.
Fast and high approval level. The positive decision counts almost 98%.
Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be a hindrance to take out a loan from online lenders.

What data to fill out in the application? - General Info

To submit an application, every client should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is assessed by lenders before taking out a loan. But banks almost 100% deny the application when lenders in Honea Path, sc will estimate other aspects like financial capabilities and approve a payday loan. This is a way to enhance your credit score.

The following general points will be rated before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

If you need to find out the APR of the payday loan, you are welcome to utilize the calculator. It will determine the cost of the loan.

APR Calculator

Other Payday Lenders in Honea Path, South Carolina

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www.srpfcu.org

Spot Car Title Loans

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+1 (803) 775-7701

www.firstcitizens.com

Always Money

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+1 (864) 814-3500

alwaysmoney.com