Welcome to Our Online Loan Referral Service

1 reviews

500 N Main St, Lancaster, SC 29720, USA
www.firstcitizens.com
Wednesday
Open 24 hours
Thursday
Open 24 hours
Friday
Open 24 hours
Saturday
Open 24 hours
Sunday
(Easter)
Open 24 hours
Hours might differ
Monday
Open 24 hours
Tuesday
Open 24 hours

Domain Info

Created Date

1995-07-28

Mailing Address

Company Name

Contact Data

What people think about ATM (First Citizens Bank & Trust)?

Below you read some of the opinions of our customers.

Crazy interest rate. Had to repay really A LOT. Read the contract carefully before accepting the terms and rates. Had too many problems. Client service was unsatisfactory too. The lady on the phone was very racist. Not satisfied. Better explore another loan provider.

Bobbie Gerhold V

Crazy APR. Had to pay off really A LOT. Read the contract carefully before accepting the terms and rates. Had too many problems. Customer support was terrible too. The lady on the phone was very impolite. Not satisfied. Better seek another service.

Jaida Olson

I borrowed $400 for a period of 1 week. In the end, I had to pay off twice as much with all the commissions charged.

Mr. Johan Moore IV

I got a loan from ATM (First Citizens Bank & Trust) 3 times. Closed all my loans on time. Yesterday wanted to borrow more, but they approved me for only $500 ???

Adam Kutch

Important

Below you can see general information about payday loans and their common aspects.

Payday Loans in Lancaster, New York

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods usually do not exceed 30 days.

It is simple and speedy to get approved for payday loans in Lancaster, New York. The APR will be set specifically for each client and will depend on the personal data the person provided.

APR

25% small loan cap

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit rating can often be an obstacle to getting a bank loan. A payday loan can help borrowers who have poor credit scores or have no credit history. But we advise you that as with any debt you should only think about applying for a cash advance if you are certain that you can make payments without delays.

To get accepted for a payday loan, you have to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to apply for a payday loan, you can use an online calculator. It will show the precise APR of your loan.

APR Calculator

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www.firstcitizens.com

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