Welcome to Our Online Loan Referral Service

4.7 37 reviews
Loan agency in Lancaster, South Carolina

1123-C Hwy. Bypass 9 W, Lancaster, SC 29720, USA
20 years in business
+1 (803) 285-6503
www.advanceamerica.net
Thursday
10AM–6PM
Friday
10AM–6PM
Saturday
9AM–2PM
Sunday
Closed
Monday
10AM–6PM
Tuesday
10AM–2PM
Wednesday
10AM–6PM

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina, United States

Company Name

AARC, LLC.

AARC, LLC.

Contact Data

Feedback about Advance America?

Here you see the feedback of our clients.

The staff and customer service is excellent.

Clay Heathcote

Rude and unprofessional staff and management.

Derrick Wunsch Sr.

These ladies give excellent customer service!!

Jess Frami

I will definetly be coming back when I need a service they offer.

Nelson Spinka V

Dissapointed to say this is in Charleston but needs to be in the trash!

Nestor Dooley

Just plain ignorant, if I could rate a 1/4 of a star I would

Stacy Schroeder Sr.

You can not beat the great service and best prices.

Sonya Ferry DVM

If I could rate this place 0 stars I would !

Thad Paucek

The owner is very honest and respectful n my husband n I love him.

Donald Emmerich

Always great service and had my thermostat ready for me

Josianne Lockman PhD

Great place wonderful staff

Elliot Vandervort Sr.

Locally owned and managed by 2nd generation owner.

Chelsea Gibson

It is well maintained has a beautiful layout and phenomenal staff.

Dave Fritsch

The gift shop has a huge supply of gifts and souvenirs.

Dr. Noble Batz

Awesome place to visit with your Marine and family!

Paris Kutch

It had the cheapest gas prices in town.

Ms. Reva Yost II

You can't beat the price.

Emelie Bernhard

Good place good food

Waino Kuhn III

Pay Attention

The first three points describe the certain lending company. In other turn, below-specified info makes people get acquainted general information about payday loans.

Payday Loans in Lancaster, New York

According to the definiftion, a payday loan is a loan issued for a short term: 2-3 weeks. A small loan is approved: $100-$1,000.

This financial product in Lancaster, New York is issued easily and fast. The interest percentage is specified depending on the category of the borrower: the more loans are successfully paid back, the more favorable terms will be ensured to you.

APR

25% small loan cap

How will Advance America help take out a payday loan in Lancaster, New York?

  • Day and night service. Night hours are the same working for online lenders. You should not attend the chosen payday lender offline. The funds will be transferred to your bank account.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with person-related data. It will take some minutes to consider the application. The funds are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are declined a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to take out a cash advance. Payday lenders do not consider this factor the only one to take out a loan in Lancaster, New York. The company will assess many points to qualify such as financial capabilities. Cash advance will be a way to improve your bad credit score into a favorable one.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the payday loan known as APR.

APR Calculator

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OneMain Financial

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TitleMax Title Secured Loans

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Bob W Cummins | Fairway Independent Mortgage Corporation Loan Officer

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Southern Finance

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+1 (864) 229-6167

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First Citizens Bank ATM

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Cashwell Consumer Loans

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