Welcome to Our Online Loan Referral Service

3.4 5 reviews

305 W Main St, Laurens, SC 29360, USA
+1 (864) 984-3502
www.firstcitizens.com
Friday
9AM–1PM, 3–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–1PM, 3–5PM
Tuesday
9AM–1PM, 3–5PM
Wednesday
9AM–1PM, 3–5PM
Thursday
9AM–1PM, 3–5PM

Domain Info

Created Date

1995-07-28

Mailing Address

Company Name

Contact Data

What people think about First Citizens Bank?

Below you read some of the testimonials of our clients.

Stay away!! They approve me for a loan but it’s been 3 days and still no money in my account! Tired of waiting…. Not sure I will ever receive my loan.

Dr. Ted Koch

This company is a fraud. I will never use again. $20 goes towards loan and you keep $79 for interest.

Maxie Douglas

I took loans from First Citizens Bank 3 times. Previously it was ok. Last time they said I was eligible. Promised the funds would be in my account within 7 hours. It’s been 2 days – no money. They do not answer phone calls. Why???

Kris Simonis

I took loans from First Citizens Bank many times. Previously it was ok. Last time they said I was eligible. Said the money would be in my account within 9 hours. It’s been three days – no funds. They do not answer phone calls. Why???

Conner Walsh

I took loans from First Citizens Bank 3 times. Previously it was ok. Last time they said I was approved. Said the money would be in my account within 7 hours. It’s been 2 days – no funds. They do not answer phone calls. Why???

Darius Wehner

Unsatisfied customer! Was refused for no reason. My credit was fair.

Seamus Nader

Pay Attention

Now you can review general aspects of payday loans.

Payday Loans in Laurens, New York

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods usually do not exceed 4 weeks.

Payday loans are the easiest loans to be eligible in Laurens, New York. The entire process is stress-free. They are appoved right away and come with individual APR. It will be influenced by the borrower’s personal information.

APR

25% small loan cap

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Payday loans are designed for borrowers with a credit report that's less than perfect, or who have little to no credit history. Bad credit score may prevent you from getting accepted for a bank loan. Payday lenders in Laurens, ny approve people with poor credit. You can request a bad credit payday loan online at any time of the day and if successful could have the funds in your account within several hours.

To get accepted for a payday loan, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the annual percentage rate and find out the definite cost of the loan immediately.

APR Calculator

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TD Bank

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North American Title Loans

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Sunset Finance

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SouthState Bank

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+1 (864) 583-5572

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Check `n Go

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+1 (843) 438-1452

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SouthState Bank

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+1 (864) 224-3777

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Synovus Bank

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+1 (888) 796-6887

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