Welcome to Our Online Loan Referral Service

5 reviews

4557 Savannah Hwy, North, SC 29112, USA
+1 (803) 247-2141
www.firstcitizens.com
Wednesday
9AM–1PM
Thursday
9AM–1PM, 3–5PM
Friday
9AM–1PM, 3–5PM
Saturday
Closed
Sunday
(Easter)
Closed
Monday
9AM–1PM, 3–5PM
Tuesday
9AM–1PM, 3–5PM

Domain Info

Created Date

1995-07-28

Mailing Address

Company Name

Contact Data

What people think about First Citizens Bank?

Below you get acquainted with some of the opinions of our customers.

Thanks!! The money were transferred to my bank account as agreed – the next day. I closed the debt quickly and had no issues. The process is fast and transparent. Be a responsible person and you will have no complaints.

Mr. Thaddeus Collins

First Citizens Bank seems honest. Applied twice. The first payday loan approved was small – $300, but next time the limit was increased to $600. Repaid the loan even earlier. The staff were amazing, they gave clear answers to all my questions. No issues. But their rates are not the lowest on the net.

Lavinia Hermiston DVM

I contacted First Citizens Bank for a little support. Everything was done very quickly. Had the money in my account the same day. Employees are very nice. Good experience!

Missouri Cremin

Yesterday I needed $700 to cover medical bills. I decided to contact First Citizens Bank. They only approved me for $500 but the process itself was transparent, and their rates were competitive.

Arvel Weimann

Important

Below you can read general information about payday loans and their common aspects.

Payday Loans in North, Virginia

Payday loans are short-term loans originally designed to tide consumers over until payday. You can usually borrow from $100 to $1,000.

Payday loans are the easiest loans to get in North, Virginia. The entire process is straightforward. They are appoved right away and come with individual APR. It will be influenced by the borrower’s personal data.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products available to consumers with a poor credit history. Payday loan approvals depend very much on other aspects. They will check your earnings and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and in good time.

To get approved for a payday loan, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator helps to quickly calculate the annual percentage rate. It’s easy to find out the precise cost of the payday loan even before applying.

APR Calculator

Other Payday Lenders in North, South Carolina

SouthState Bank

149 Laurens St NW, Aiken, SC 29801, USA

+1 (803) 649-4240

southstatebank.com

Security Finance

1403 Main Hwy, Bamberg, SC 29003, USA

+1 (803) 245-5186

www.securityfinance.com

Advance America

243 W Columbia Ave, Batesburg-Leesville, SC 29006, USA

+1 (803) 604-1107

www.advanceamerica.net

Advance America

7535-A Garners Ferry Rd, Columbia, SC 29209, USA

+1 (803) 776-3397

www.advanceamerica.net

ACE Cash Express

4391 Dorchester Rd Ste 150, North Charleston, SC 29405, USA

+1 (843) 566-0018

www.acecashexpress.com

TitleMax Title Secured Loans

1294 Fording Island Rd Suite A, Bluffton, SC 29910, USA

+1 (843) 735-5254

www.titlemax.com

Carolina Payday Loans, Inc.

1703 W Floyd Baker Blvd Ste. B, Gaffney, SC 29341, USA

+1 (864) 206-0874

carolinapaydayloansinc.com

Auto Money Lowest Rate Title Loans

2600 Hwy 17 N, Little River, SC 29566, USA

+1 (843) 281-0434

Woodforest National Bank

115 Rolling Hills Cir, Easley, SC 29640, USA

+1 (864) 810-1944

www.woodforest.com

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