Welcome to Our Online Loan Referral Service

1 reviews

791 Broughton St, Orangeburg, SC 29115, USA
+1 (803) 531-5566
Thursday
8:30AM–5PM
Friday
8:30AM–6PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM

Feedback about First Citizens Bank?

Here you read the feedback of our clients.

I regret very much that I got in touch with this organization. I agreed by 1%, but the full repayment of the loan brings additional fees. Unsatisfied.

Mr. Jonas Pfannerstill MD

I issued a loan in the amount of $900. With interest, the repayment turned out to be 1,070. The next promised loan is only $1,000. Why if I successfully paid more.

Ronaldo Kutch

Daily spam! I do not have time to block the numbers, so the next day they call from another number.

Antwan Carter

No matter how much submitted an application for a loan. Constantly refused. No idea why?

Jordan Strosin

Pay Attention

Payday lenders are described in the first three points. Below info defines shared information about payday loans.

Payday Loans in Orangeburg, New York

A short-term loan is known as a payday loan. This is a kind of a financial product issued for 2,3 weeks. Accessible loan amounts vary from $100-$1,000.

Such financial products as payday loan in Orangeburg, New York is taken out easily and fast for a short time span: 2-3 weeks. The interest rates are set on an individual basis concerning on the personal data: the more cash advance you pay back off, the more reasonable rates a borrower will get.

APR

25% small loan cap

How will First Citizens Bank help take out a loan in Orangeburg, New York?

  • 24/7 service. Such online services allow you to receive funds at any time. Funds are taken out day and night. The payday loan will be sent to a credit card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a negative factor that is processed by financial institutions. Lenders in Orangeburg, ny review this circumstance not an obstacle to take out a loan. The client of a cash advance should be ready to objectively assess financial solvency, issue a loan, repay the debt on schedule and not only cope with current issues, but enhance the credit history.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the annual percentage rate. This is a real cost of the payday loan.

APR Calculator

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SouthState Bank

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Synovus Bank

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Hometown Finance

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+1 (864) 968-0068

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Community First Bank

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Sunset Finance

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