First Citizens Bank Payday Loans Review - Richburg, South Carolina

Organization owner?

3551 Lancaster Hwy, Richburg, SC 29729, USA

+1 (803) 789-6161

www.firstcitizens.com

Domain Info

Created Date

1995-07-28

Mailing Address

Company Name

Contact Data

What people think about First Citizens Bank?

Below you see some of the opinions of our customers.

Stay away!! They approve me for a loan but it’s been 3 days and still no funds in my account! Tired of waiting…. Not sure I will ever receive my funds.

Dr. Jared Beier III

APR too high. People usually take loans because they’re having a difficult time. These loans put you further into debt. Maybe they should lower their interest rates a little…

Dariana Zemlak

IMPORTANT! It’s a fake! They call me every day from various phone numbers. Tired of blocking these numbers. Never give them your personal information!!

Prof. Mylene Walter Sr.

Pay Attention

The above-given information provides the details about a peculiar lending service. The information below is about common information about payday loans.

Payday Loans in Richburg, New York

Payday loans are short-term loans originally designed to tide consumers over until payday. You can typically borrow from $100 to $1,000.

Payday loans may seem like an easy and fast solution to a short-term problem in Richburg, New York. Loans from payday lenders can get you funds quickly. Your APR will depend on a few factors.

APR

25% small loan cap

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a bad credit score automatically disqualifies applicants from getting a bank loan. Payday loans give consumers with a bad credit score an increased opportunity to get approved for short-term loans. A payday loan may be the only loan available for some individuals to help them out of fix. If you take out such a loan, it is relevant that you always borrow within your means and pay back your loan commitments in good time.

To get approved for a payday loan, you need to comply with the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the loan in a few minutes.