Domain Info
Created Date
1995-07-28
Mailing Address
Company Name
Contact Data
What people think about First Citizens Bank?
Below you get acquainted with some of the opinions of our clients.
Used First Citizens Bank for the third time. The lender is credible. They always keep you informed on your debt. No fraud. You can always extend your loan. They are always there when I need extra money.
Melvina Rogahn
First Citizens Bank rescued me in a desperate time. They approved me for a loan although I had credit issues. The process was trouble free and quick. I like their competent client support service and acceptable rates. I will 100% recommend this site to my relatives and friends.
Howell Little
They approve applicants immediately and transfer money the same day. But beware – they charge high fees for delayed payments. I recommend that you be a responsible borrower! Do not repeat my mistake!
Marta Harris
First Citizens Bank seems legit. At least they charge no hidden fees. This was the only company that approved me for a payday loan.
Emily Cummings
Thanks!! The money were transferred to my bank account as agreed – the same day. I repaid the loan in a timely manner and had no problems. The process is trouble-free and transparent. Be a responsible borrower and you will have no problems.
Prof. Ray Torp
Pay Attention
Now you can review general characteristics of payday loans.
Payday Loans in Ridge Spring, South Carolina
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods usually do not exceed 30 days.
Payday loans in Ridge Spring, South Carolina is are easy to access. The APR is individual for each applicant and depends on several factors: age, income, loan amount needed, loan term, credit score, etc.
APR
391% APR*
Max Loan
$550
Min Term
Not Specified
Max Term
31 days
Why people apply for cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Having a bad credit score automatically disqualifies people from getting a bank loan. Payday loans give clients with a poor credit score an increased opportunity to get accepted for payday loans. A payday loan may be the only loan available for some borrowers to help them deal with unexpected problems. If you take out such a loan, it is critical that you always borrow within your means and repay your loan commitments as agreed in the contract.
To get approved for a loan, you have to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Learn the APR right now. Use this online calculator to specify the real cost of your loan. It only takes 10 seconds to become informative even before applying.
APR Calculator
Other Payday Lenders in Ridge Spring, South Carolina
United Community Bank
1510 Old Trolley Rd, Summerville, SC 29485, USA
+1 (843) 871-7202
www.ucbi.com
Edward Jones - Financial Advisor: David H Senn, AAMS®
1229 Wilson Rd, Newberry, SC 29108, USA
+1 (803) 276-3438
www.edwardjones.com
First Citizens Bank & Trust ATM
3346 US-301, Hamer, SC 29547, USA
Founders Federal Credit Union
1405 Hwy 9 Bypass W, Lancaster, SC 29720, USA
+1 (800) 845-1614
www.foundersfcu.com
