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4.9 58 reviews
Loan agency in Ridgeland, South Carolina

8120 E Main St A, Ridgeland, SC 29936, USA
+1 (843) 726-3929
www.advanceamerica.net
Saturday
9AM–2PM
Sunday
Closed
Monday
10AM–6PM
Tuesday
10AM–2PM
Wednesday
10AM–6PM
Thursday
10AM–6PM
Friday
10AM–6PM

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina, United States

Company Name

AARC, LLC.

AARC, LLC.

Contact Data

Feedback about Advance America?

Here you get acquainted with the reviews of our customers.

The ladies really helped me send money home to my family.

Mrs. Anahi Von V

Great place to come for amazing customer service.

Dr. Ernesto Kling

And the work they do are amazing at this location.

Jevon Zemlak

Pay Attention

Lending companies are described in the first three points. Below info shows shared information about payday loans.

Payday Loans in Ridgeland, South Carolina

Payday loans are a type of loans issued by payday lender to individuals for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

Payday loans in Ridgeland, South Carolina are issued easily. The interest percentage depends on the client's person-related data: if you pay off more payday loans, the more favorable terms and rates lenders guarantee.

APR

391% APR*

Max Loan

$550

Min Term

Not Specified

Max Term

31 days

How will Advance America help take out a loan in Ridgeland, South Carolina?

  • 24/7 operation. Such online services allow you to get funds at any time. Money are issued day and night. The transfer will be sent to a bank account, so a personal visit to the department is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a deal.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a adverse factor that is reviewed by financial institutions. Lenders in Ridgeland, sc consider this circumstance not a drawback to take out a loan. The borrower of a loan should be ready to objectively estimate financial abilities, issue a loan, repay the debt on time and not only solve current difficulties, but enhance the credit score.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a loan, you should calculate its definite cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in Ridgeland, South Carolina

SRP Federal Credit Union

135 Laurens St SW, Aiken, SC 29801, USA

www.srpfcu.org

Check `n Go

2716 W Palmetto St Ste 5, Florence, SC 29501, USA

+1 (843) 292-9222

Fast Cash Loans of SC, Inc.

1944 E Main St, Spartanburg, SC 29307, USA

+1 (864) 577-0601

fastcashloansofscinc.business.site

Home Federal Savings & Loan

2990 Main Hwy, Bamberg, SC 29003, USA

+1 (803) 245-5139

ATM (Bank of America)

1400 3rd Ave, Conway, SC 29526, USA

www.bankofamerica.com

OneMain Financial

412 Drive In Ln Unit E, Moncks Corner, SC 29461, USA

+1 (843) 761-3335

www.onemainfinancial.com

1st Franklin Financial

5155 Calhoun Memorial Hwy Suite S-U, Easley, SC 29640, USA

+1 (864) 855-6200

locations.1ffc.com

Community Credit-Greenville

6514 White Horse Rd, Greenville, SC 29611, USA

+1 (864) 269-0911

www.mycommunitycredit.com

Walmart Money Center

11410 Anderson Rd, Greenville, SC 29611, USA

+1 (864) 605-6039

www.walmart.com

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