ATM (First Citizens Bank & Trust) Payday Loans Review

3 2 reviews

Organization owner?

1801 Old Trolley Rd # A, Summerville, SC 29485, USA

+1 (843) 875-8555

Saturday

Open 24 hours

Sunday

Open 24 hours

Monday

Open 24 hours

Tuesday

Open 24 hours

Wednesday

Open 24 hours

Thursday

Open 24 hours

Friday

Open 24 hours

Feedback about ATM (First Citizens Bank & Trust)?

Here you read the feedback of our customers.

ATM (First Citizens Bank & Trust) seemed to me the safe. At least no insurance and extra fees. There are no discounts for regular customers. When repaying a debt, a transfer fee is not taken, although this is a bonus.

Beverly Bahringer

I got into one situation. I urgently needed a large amount of funds. Borrowed from friends but not enough. Well, in the end, I had to use the services of a lender. There are a lot of them on the Internet. ATM (First Citizens Bank & Trust) in Summerville seemed to me the most reliable.

Aleen Gibson

Only an ID is needed to submit an application. Was on a business trip and needed extra funds, it turns out that you can credit your personal bank card safely, and most importantly, quickly. Recommend!

Wiley Langworth

ATM (First Citizens Bank & Trust) applied for a loan secured by a vehicle for the first time, I liked everything very much. Quick and friendly service, clear terms of the agreement. I will recommend you to my family and friends.

Prof. Jeanne Cassin Sr.

Pay Attention

Payday lenders are shown in the first three points. Below info shows common information about payday loans.

Payday Loans in Summerville, Pennsylvania

Payday loans are a kind of loans issued by payday lending company to people for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

This financial product in Summerville, Pennsylvania is taken out simply and fast. The interest rate is specified respecting the category of the customer: the more loans are successfully repaid, the more attractive terms will be guaranteed to you.

APR

6% APR small loan cap

How will ATM (First Citizens Bank & Trust) help issue a loan in Summerville, Pennsylvania?

24/7 operation. Such online services allow you to credit funds at any time. Funds are issued around the clock. The deposit will be sent to a bank account, so a personal visit to the office is not required.
No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
Online application. The application is filled in and considered much faster than in banks. Money is deposited within 24 hours after receiving approval.
High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
Availability. Banks impose more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every customer should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A adverse factor processed by financial institutions is called as bad credit history. But this obstacle is not reviewed as the only one by microfinance organizations to take out a loan. The lending company review many aspects such as financial abilities to approve the request. Payday loans in Summerville, Pennsylvania may help improve your credit score.

The following common points will be rated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the annual percentage rate. This is a real cost of the payday loan.

APR Calculator

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