Feedback about First Citizens Bank?
Here you see the feedback of our clients.
First Citizens Bank seemed to me the reliable. At least no insurance and extra commissions. There are no discounts for regular customers. When paying back a debt, a transfer fee is not taken, although this is a bonus.
Amara Schumm
I recommend First Citizens Bank to everyone, I am applying for the second time. Everything is great!
Eulah Lynch
Pay Attention
Further there will be presented the details about not a certain lending company. The information below will explain common information about payday loans and its specific aspects.
Payday Loans in Sumter, South Carolina
According to the definiftion, a payday loan is a loan issued for a short period: 2-3 weeks. A small loan is issued: $100-$1,000.
It is easy and quick to take out loans in Sumter, South Carolina. The rates are set on an individual basis: if a customer repays as much loans as possible, he will be provided one of the most efficinet terms and rates.
APR
391% APR*
Max Loan
$550
Min Term
Not Specified
Max Term
31 days
How will First Citizens Bank help issue a payday loan in Sumter, South Carolina?
- 24/7 operation. Such Internet services allow you to receive funds at any time. Funds are taken out day and night. The loan will be sent to a account, so a personal visit to the department is not required.
- No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
- Online application. The application is filled in and reviewed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
- High approval level. When it relates to small amounts, a positive answer comes up 98%.
- Availability. Banks impose more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee rejection.
What data to fill in in the application? - General Info
To submit an application, every borrower should fill out the following data:
Then you have to press a Submit button and get a deal.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
Bad credit history is a negative factor that is processed by financial institutions. Lenders in Sumter, sc review this circumstance not a drawback to take out a loan. The borrower of a payday loan should be prepared to objectively estimate financial solvency, take out a loan, pay back the debt on time and not only cope with current difficulties, but improve the credit history.
The following common points will be estimated before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
The calculator shows the cost of the loan known as APR.
APR Calculator
Other Payday Lenders in Sumter, South Carolina
Southern Finance
1220 Ben Sawyer Blvd, Mt Pleasant, SC 29464, USA
+1 (843) 884-6195
www.mymoneytogo.com
TitleMax Title Secured Loans
2 Farrs Bridge Rd, Berea, SC 29617, USA
+1 (864) 553-7999
www.titlemax.com
Community First Bank
3685 Blue Ridge Blvd, Walhalla, SC 29691, USA
+1 (864) 638-2105
www.c1stbank.com
Freedom Finance Inc
469 N Brooks St, Manning, SC 29102, USA
+1 (803) 435-5084
expressloansofamerica.com
