Welcome to Our Online Loan Referral Service

2.8 5 reviews

200 Main St, Whitmire, SC 29178, USA
+1 (803) 694-2343
www.firstcitizens.com
Thursday
9AM–1PM, 3–5:30PM
Friday
9AM–1PM, 3–5:30PM
Saturday
Closed
Sunday
Closed
Monday
9AM–1PM, 3–5PM
Tuesday
9AM–1PM, 3–5PM
Wednesday
9AM–1PM

Domain Info

Created Date

1995-07-28

Mailing Address

Company Name

Contact Data

Feedback about First Citizens Bank?

Here you read the reviews of our customers.

I took out a loan when I had problems with money. There was no other way out. I looked out this website on the Internet, among others. Has applied several services. One refused, the other offered too high a percentage, but here it was approved as I wanted.

Austyn Waelchi

I often take out a loan to a card in First Citizens Bank. It is very convenient. If you give it back quickly, the percentage is favorable. Employees politely and intelligibly explain all the terms.

Rasheed Volkman

Pay Attention

Payday lenders are described in the first three points. Below info specifies shared information about payday loans.

Payday Loans in Whitmire, South Carolina

According to the definiftion, a payday loan is a lending option taken out for a short time span: 2-3 weeks. A small loan is issued: $100-$1,000.

Hassle-free financial products are considered as payday loans in Whitmire, sc. They are taken out at individually-set interest rates. They depend on customer's data. It is also important to pay off as much payday loans as possible.

APR

391% APR*

Max Loan

$550

Min Term

Not Specified

Max Term

31 days

How will First Citizens Bank help issue a loan in Whitmire, South Carolina?

  • 24/7 operation. Such Internet services allow you to receive funds at any time. Funds are taken out day and night. The deposit will be sent to a bank account, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of reasons to reject the loan. Payday lenders do not consider this factor the only one to take out a loan in Whitmire, South Carolina. They assess many other factors before issuing a loan. One of them is payment abilities. This is a way to improve your credit score.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will define the cost of the loan. It takes seconds to see the outcome.

APR Calculator

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