Welcome to Our Online Loan Referral Service


1643 Decatur Pike, Athens, TN 37303, USA
7 years in business
+1 (423) 744-2274
Sunday
Closed
Monday
9AM–5:30PM
Tuesday
9AM–6PM
Wednesday
9AM–5:30PM
Thursday
9AM–5:30PM
Friday
9AM–6PM
Saturday
10AM–1PM

What people think about First Choice Cash Advance?

Below you find some of the reviews of our customers.

The website does not work so I can not apply for the money…

Dr. Dayne Harris

Ridiculous APR. Had to pay off really A LOT. Read the agreement carefully before signing the terms and rates. Had too many problems. Customer support was disappoiting too. The lady in the office was very rude. Not happy. Better search for another service.

Wellington Zemlak IV

Stay away! It’s a spam! They call me every week from various phone numbers. Tired of blocking these numbers. Never give them your personal information!!

Adrienne Stroman

Sky-high APR. Had to repay really A LOT. Read the agreement carefully before accepting the terms and rates. Had too many problems. Customer support was disappoiting too. The lady on the phone was very disrespectful. Not recommended. Better consider another service.

Adolf Pacocha

Important

Below you can see general information about payday loans and their common aspects.

Payday Loans in Athens, New York

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Payday loans in Athens, New York is are easy to get. The APR is specific for each applicant and depends on several factors: age, income, loan amount needed, loan term, credit score, etc.

APR

25% small loan cap

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a bad credit score automatically disqualifies people from getting a bank loan. Payday loans give consumers with a poor credit history an increased opportunity to get accepted for such loans. A payday loan may be the only financial product available for some clients to help them out of fix. If you take out such a loan, it is relevant that you always borrow within your means and pay off your loan commitments in a timely manner.

To get approved for a cash advance, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Learn the APR right now. Use this online calculator to specify the exact cost of your loan. It only takes a couple of seconds to become informative even before applying.

APR Calculator

Other Payday Lenders in Athens, Tennessee

Signature Finance

1920 Madison Ave, Memphis, TN 38104, USA

+1 (901) 726-1940

signaturefinancememphis.com

Y-12 Federal Credit Union

1011 E Central Ave, LaFollette, TN 37766, USA

+1 (865) 482-1043

www.y12fcu.org

Tennessee Title Loans

Murfreesboro, TN 37130, USA

World Finance

80 Mouse Creek Rd NW, Cleveland, TN 37312, USA

+1 (423) 479-6883

www.loansbyworld.com

Republic Finance

5335 Mt View Rd, Antioch, TN 37013, USA

+1 (615) 717-1228

locations.republicfinance.com

First Horizon Bank

5052 Navy Rd, Millington, TN 38053, USA

+1 (901) 286-6931

www.firsthorizon.com

ATM (First Horizon Bank)

305 W Northfield Blvd, Murfreesboro, TN 37129, USA

www.firsthorizon.com

Cash Express

1707 Fairview Blvd STE 101, Fairview, TN 37062, USA

+1 (615) 799-1943

www.cashexpressllc.com

S.A.M. Check Cashing Machine

10 Congress Pkwy N, Athens, TN 37303, USA

+1 (423) 405-5302

www.samcodirect.com

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