Welcome to Our Online Loan Referral Service

2.6 16 reviews

1904 E 23rd St, Chattanooga, TN 37404, USA
+1 (423) 622-9578
Saturday
9AM–5PM
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM

Feedback about Cash America Pawn?

Here you get acquainted with the feedback of our customers.

Nicest people, cheap video games, best pawn shop in town.

Kristy Rippin

Store manager it is quickly going down hill

Deanna Corwin MD

I bought a laptop from them and it was broken.

Modesta Herzog

This place is run by some awesome people.

Mr. Samir Fay IV

The owners are so friendly and helpful.

Audreanne McCullough

Ms Bridges always gives a warm greeting an service with a smile.

Stephanie Walsh I

I was offered overdraft service but I refused.

Prof. Saige Boehm

Pay Attention

Further there will be presented the details about not a definite lending company. The information below will tell about common information about payday loans and its specific aspects.

Payday Loans in Chattanooga, Tennessee

According to the definiftion, a payday loan is a lending option taken out for a short time span: 2-3 weeks. A small amount is taken out: $100-$1,000.

It is easy and fast to take out loans in Chattanooga, Tennessee. The rates are set on an individual basis: if a customer repays as much payday loans as possible, he will be provided one of the most efficinet terms and rates.

APR

460%*

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Cash America Pawn help issue a loan in Chattanooga, Tennessee?

  • 24/7 operation. Such Internet services allow you to deposit funds at any time. Money are taken out day and night. The loan will be sent to a account, so a personal visit to the store is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a negative factor that is taken into account by financial institutions. Lenders in Chattanooga, tn review this circumstance not a hindrence to issue a loan. The client of a cash advance should be ready to objectively estimate financial capabilities, issue a loan, pay off the debt on time and not only cope with current difficulties, but improve the credit score.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the annual percentage rate of the payday loan, you are welcome to utilize the calculator. It will determine the cost of the payday loan.

APR Calculator

Other Payday Lenders in Chattanooga, Tennessee

Check Into Cash

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+1 (931) 762-3460

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Security Finance

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+1 (423) 745-6006

www.securityfinance.com

Cash Corral Milan

15423 S 1st St # 103, Milan, TN 38358, USA

+1 (731) 686-7953

Heights Finance Corporation

220 E Central Ave, LaFollette, TN 37766, USA

+1 (423) 563-6797

www.heightsfinance.com

Reliable Finance Company

140 Madison Ave, Memphis, TN 38103, USA

+1 (901) 577-1699

Knoxville TVA Employees Credit Union

2518 E Stone Dr, Kingsport, TN 37660, USA

+1 (423) 246-7511

www.tvacreditunion.com

Advance Financial

2465 Highway 43 North, Lawrenceburg, TN 38464, USA

+1 (931) 463-3115

locations.af247.com

Bank of Tennessee

112 E Mountcastle Dr, Johnson City, TN 37601, USA

+1 (866) 378-9500

www.bankoftennessee.com

Employee Resources Credit Union

1700 W College St, Pulaski, TN 38478, USA

+1 (931) 363-9920

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