What people think about SmartBank?
Below you find some of the opinions of our clients.
Staff is always friendly and helpful.
Tomas Huel MD
I waited in line today for 1 hour and only one car was ahead of me.
Aglae McGlynn
Pay Attention
The previous three items charactirize a specific company. But below you can read general information about payday loans.
Payday Loans in Chattanooga, Tennessee
A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.
Payday loans may become an easy and fast solution to a short-term problem in Chattanooga, Tennessee. Loans from payday lenders can get you funds same day. Your interest rate will depend on several things.
APR
460%*
Max Loan
$500
Min Term
Not Specified
Max Term
31 days
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Having a low credit score automatically disqualifies you from getting a bank loan. Payday loans give consumers with a poor credit score an increased opportunity to get accepted for payday loans. A payday loan may be the only option available for some clients to help them out of fix. If you take out such a loan, it is relevant that you always borrow within your opportunities and pay back your loan commitments on time.
To get accepted for a loan, you need to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you are going to apply for a payday loan, you can use an online calculator. It will show the precise APR of your payday loan.
APR Calculator
Other Payday Lenders in Chattanooga, Tennessee
ORNL Federal Credit Union
5208 N Broadway St, Knoxville, TN 37918, USA
+1 (865) 688-9555
www.ornlfcu.com
