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Created Date
2006-08-03
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Feedback about American Trust Cash Advance?
Here you read the feedback of our customers.
I took out cash advance from American Trust Cash Advance 2 times. Paid back successfully, and wanted to issue more, but they approved a smaller loan.
Willie Ortiz
No matter how much submitted an application for a loan. Constantly denied. No idea why?
Isaiah Hill
Pay Attention
The first three points describe the certain lender. In other turn, below-specified info makes users get acquainted shared information about payday loans.
Payday Loans in Cleveland, New York
A short-term loan is considered as a payday loan. This is a type of a financial product issued for 2,3 weeks. Accessible loan amounts are from $100-$1,000.
It is easy and quick to take out loans in Cleveland, New York. The rates are set on an individual basis: if a borrower repays as much payday loans as possible, she will be provided one of the most reasonable terms and rates.
APR
25% small loan cap
How will American Trust Cash Advance help take out a payday loan in Cleveland, New York?
- 24/7 service. Such Internet services allow you to credit funds at any time. Funds are taken out day and night. The deposit will be sent to a bank account, so a personal visit to the store is not required.
- No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
- Online application. The application is filled in and reviewed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
- High approval level. When it concerns to small amounts, a positive answer comes up 98%.
- Availability. Banks offer more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.
What data to fill out in the application? - General Info
To leave an application, every client should fill out the following data:
Submit an application to recieve terms and rates for an offer from one of lenders.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
Bad credit history if one of reasons to deny the loan. Payday lenders do not consider this factor the only one to take out a loan in Cleveland, New York. They assess many other factors before issuing a loan. One of them is solvency. This is a way to enhance your credit rating.
The following common points will be rated before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you need to calculate the annual percentage rate of the payday loan, you are welcome to use the calculator. It will determine the cost of the cash advance.
APR Calculator
Other Payday Lenders in Cleveland, Tennessee
1st Franklin Financial
189 Highland Square, Crossville, TN 38555, USA
+1 (931) 787-1280
locations.1ffc.com
Security Bank & Trust Co
12625 US-79, Buchanan, TN 38222, USA
+1 (731) 642-5366
www.securitybanktn.com
Citizens Bank
32 Carthage Rd, Red Boiling Springs, TN 37150, USA
+1 (615) 699-2205
www.citizens-bank.org
