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Feedback about Collegedale Credit Union?
Here you read the reviews of our customers.
Even though small, staff help and kind service makes up the difference.
Dr. Sammie Barton
Errol Eader is the new manager and he is just as personal and as good as Randy.
Mr. London Nitzsche V
Really bad service over the phone.
Marjorie Barrows
Pay Attention
Lenders are shown in the first three points. Below info offers general information about payday loans.
Payday Loans in Collegedale, Tennessee
According to the definiftion, a payday loan is a lending option issued for a short term: 2-3 weeks. A small amount is issued: $100-$1,000.
This financial product in Collegedale, Tennessee is taken out simply and fast. The interest rate is specified considering the category of the borrower: the more loans are successfully repaid, the more favorable terms will be offered to you.
APR
460%*
Max Loan
$500
Min Term
Not Specified
Max Term
31 days
How will Collegedale Credit Union help issue a loan in Collegedale, Tennessee?
- 24/7 service. Such online services allow you to credit funds at any time. Money are taken out day and night. The payday loan will be sent to a account, so a personal visit to the store is not required.
- No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
- Online application. The application is filled in and reviewed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
- High approval level. When it comes to small amounts, a positive answer comes up 98%.
- Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee rejection.
What data to fill in in the application? - General Info
To leave an application, every borrower should fill in the following data:
After filling in an application, submit it and get the offer.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
If you are denied a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to take out a loan. Payday lenders do not consider this factor the only one to issue a loan in Collegedale, Tennessee. The company will estimate many points to qualify such as solvency. Payday loans will be a source to improve your bad credit rating into a favorable one.
The following common points will be estimated before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
This calculator serves to calculating the APR. This is a definite cost of the loan.
APR Calculator
Other Payday Lenders in Collegedale, Tennessee
TitleMax Title Loans
1646 Sycamore View Rd, Memphis, TN 38134, USA
+1 (901) 969-0425
www.titlemax.com
ORNL Federal Credit Union - Madisonville
4201 US-411, Madisonville, TN 37354, USA
+1 (865) 688-9555
www.ornlfcu.com
FirstBank - ATM
1050 University Drive, Jackson, TN 38305, USA
+1 (800) 413-4211
www.firstbankonline.com
