Welcome to Our Online Loan Referral Service

3.5 6 reviews

313 W Oakland Ave, Johnson City, TN 37604, USA
+1 (423) 722-6228
www.bemycu.org
Saturday
9AM–12PM
Sunday
Closed
Monday
8AM–4:30PM
Tuesday
8AM–4:30PM
Wednesday
8AM–4:30PM
Thursday
8AM–4:30PM
Friday
8AM–5PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about Northeast Community Credit Union?

Here you read the feedback of our customers.

I took out $300 for several days. When the funds were returned, they applied a huge commissions, I had to pay almost $400.

Isabel Kemmer

I tried to borrow money from Northeast Community Credit Union. They refused. Well, that's okay. But how many calls, texts and mails came at once. I do not recommend this company.

Jarrod O'Conner

I issued $400 for a period of 14 days (supposedly without interest). In the end, without my prior consent, they took out a payday loan for 16 days. As a result, I paid $850 with all the fees.

Zita Skiles

Pay Attention

Above there are details about a certain lending company. Below every reader may get acquainted with the common features of payday loans.

Payday Loans in Johnson City, New York

A short-term lending option is considered as a payday loan. This is a type of a financial product taken out for several weeks. Accessible loan amounts vary from $100-$1,000.

This financial product in Johnson City, New York is taken out simply and fast. The interest percentage is defined depending on the category of the client: the more loans are successfully paid back, the more favorable terms will be guaranteed to you.

APR

25% small loan cap

How will Northeast Community Credit Union help issue a payday loan in Johnson City, New York?

  • Round the clock service. Every customer may address the service at any time of the day and night. The borrowed funds will be credited to account. You won't be asked to visit any department.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill in an online application only. It will be processed within minutes. The funds are transferred in 24 business hours.
  • Fast and high approval percentage. The positive offer counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be a hindrance to take out a cash advance from online lenders.

What data to fill out in the application? - General Info

To submit an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of reasons to deny the loan. Payday lenders do not consider this factor the only one to issue a loan in Johnson City, New York. They rate many other factors before taking out a payday loan. One of them is payment abilities. This is a way to improve your credit history.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the payday loan known as annual percentage rate.

APR Calculator

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TitleMax Title Loans

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First Horizon Bank

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Cumberland County Finance

96 Maryetta St, Crossville, TN 38555, USA

+1 (931) 707-5611

cumberlandcountytn.gov

Eastman Credit Union

421 N State of Franklin Rd #400, Johnson City, TN 37601, USA

+1 (800) 999-2328

www.ecu.org

World Finance

956 Dolly Parton Pkwy, Sevierville, TN 37862, USA

+1 (865) 908-4545

www.loansbyworld.com

Edward Jones - Financial Advisor: Jeff Piskos, AAMS®

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+1 (731) 584-7935

www.edwardjones.com

American Trust Cash Advance

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+1 (423) 949-7722

www.americantrustcash.com

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