Cash America Pawn Payday Loans Review

4.1 8 reviews

Organization owner?

1910 S 3rd St, Memphis, TN 38109, USA

+1 (901) 774-6335

Thursday

9AM–6PM

Friday

9AM–6PM

Saturday

9AM–5PM

Sunday

Closed

Monday

9AM–6PM

Tuesday

9AM–6PM

Wednesday

9AM–6PM

Feedback about Cash America Pawn?

Here you get acquainted with the reviews of our customers.

Good employees nice attitudes they will work with you

Cory Ondricka

Don't like communication service at all very unorganized

Dr. Melvina Wiegand

I love the name brand purses and the jewerly

Brady Weber I

They really the place to go to I really appreciate everything they help me with

Mrs. Dayana Goldner DDS

Has great work attitude

Rudolph Beier DDS

She answered every question that I had.

Mrs. Lenora Nitzsche III

Nice and friendly customer service and fast..

Dr. Garry Stokes

Good atmosphere, please tax preparer 👀

Miss Aurelie Considine PhD

It was the best experience I could ever ask for.

Jeremie Kovacek

I really enjoyed her! 😃

Makenna Gutkowski

Pay Attention

Lending companies are described in the first three points. Below info defines common information about payday loans.

Payday Loans in Memphis, New York

According to the definiftion, a payday loan is a lending option taken out for a short time span: 2-3 weeks. A small amount is approved: $100-$1,000.

Such financial products as payday loan in Memphis, New York is issued easily and quickly for a short period: 2-3 weeks. The interest rates are set on an individual basis relative to the personal data: the more cash advance you pay back off, the more reasonable rates a borrower will recieve.

APR

25% small loan cap

How will Cash America Pawn help issue a loan in Memphis, New York?

24/7 operation. Such Internet services allow you to deposit funds at any time. Money are taken out around the clock. The transfer will be sent to a credit card, so a personal visit to the store is not required.
No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
Online application. The application is filled out and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
High approval level. When it comes to small amounts, a positive decision comes up 98%.
Availability. Banks impose more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every borrower should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are denied a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to take out a cash advance. Payday lenders do not consider this factor the only one to issue a loan in Memphis, New York. The lending company will assess many points to qualify such as financial capabilities. Cash advance will be a way to enhance your bad credit rating into a favorable one.

The following general points will be rated before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will specify the cost of the payday loan. It takes seconds to see the result.

APR Calculator

Other Payday Lenders in Memphis, Tennessee

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United Community Bank

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www.ucbi.com

Fast Cash

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+1 (423) 842-9002

www.soddycash.com

Regional Finance

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+1 (423) 844-0402

branches.regionalfinance.com

Fifth Third Bank & ATM

2191 Fairview Blvd, Fairview, TN 37062, USA

+1 (615) 799-5335

locations.53.com