World Finance Payday Loans Review

Loan agency in Memphis, Tennessee

Organization owner?

146 Madison Ave, Memphis, TN 38103, USA

+1 (901) 527-2244

www.loansbyworld.com

Domain Info

Created Date

2016-09-23

Mailing Address

108 FREDERICK ST, GREENVILLE, SC, 29607-2532, United States

Company Name

World Acceptance Corporation

Contact Data

[email protected]

864-298-9800

+1.9999999999

What people think about World Finance?

Below you see some of the testimonials of our clients.

Applied for a cash advance second time. Got refused! No idea WHY! No clarification. Suspicious company.

Prof. Jaylan Lesch PhD

I took loans from World Finance 2 times. Previously it was ok. Last time they said I was accepted. Promised the funds would be in my account within 6 hours. It’s been three days – no funds. They do not answer phone calls. Why???

Amira Jakubowski

Important

Below you can review general information about payday loans and their common aspects.

Payday Loans in Memphis, New York

Payday loans are short-term loans originally invented to tide people over until payday. You can usually borrow from $100 to $1,000.

Cash advance loans may seem like an easy and fast solution to a short-term problem in Memphis, New York. Loans from payday lenders can get you cash quickly. Your interest rate will depend on a few factors.

APR

25% small loan cap

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products available to consumers with a poor credit score. Payday loan approvals depend very much on specific factors. They will pay attention to your wages and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and in a timely manner.

To get approved for a payday loan, you have to comply with the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the real cost of the cash advance loan in a few minutes.