OneMain Financial Payday Loans Review

4.4 20 reviews

Loan agency in Memphis, Tennessee

Organization owner?

2857 Kirby Rd #105, Memphis, TN 38119, USA

7 years in business

+1 (901) 624-7575

www.onemainfinancial.com

Monday

9AM–5:30PM

Tuesday

9AM–7PM

Wednesday

9AM–5:30PM

Thursday

9AM–5:30PM

Friday

9AM–5:30PM

Saturday

Closed

Sunday

Closed

Domain Info

Created Date

2010-10-01

Mailing Address

601 NW 2ND ST, EVANSVILLE, IN, 47708-1013, United States

Company Name

OneMain General Services Corporation

Contact Data

[email protected]

+1.8124922507

What people think about OneMain Financial?

Below you read some of the opinions of our clients.

The people here are very easy to work with.

Sherman Brekke

Great customer service fast and very friendly

Miss Willa Bogan

Best place to get a loan !! ✌🏻

Miss Mara Waelchi DVM

Pay Attention

Now you can review general aspects of payday loans.

Payday Loans in Memphis, New York

A payday loan is a short-term loan that can help you deal with immediate cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Payday loans in Memphis, New York is are simple to get. The interest rate is specific for each applicant and depends on multiple things: age, income, loan amount needed, loan term, credit score, etc.

APR

25% small loan cap

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit score you may still get a payday loan. Such loans are designed to help meet the needs of applicants with less than perfect credit scores. There are lenders who may be ready to give you a payday loan even if you have a bad credit score. You will need a regular income to get approved for a bad credit payday loan.

To get approved for a payday loan, you must comply with the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the loan in a few minutes.