Memphis City Employees Credit Union Payday Loans Review

4.4 8 reviews

Organization owner?

5761 Stage Rd #2, Bartlett, TN 38134, USA

+1 (901) 385-1783

memphiscu.org

Friday

9AM–5PM

Saturday

Closed

Sunday

Closed

Monday

8AM–4PM

Tuesday

8AM–4PM

Wednesday

8AM–4PM

Thursday

9AM–5PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

What people think about Memphis City Employees Credit Union?

Below you find some of the opinions of our customers.

This the best place in the uS

Justice Armstrong PhD

Atm is still here, the location has moved.

Jamie Gislason

She was a pleasure to work with and made everything smooth and easy.

Shawn Grady MD

Pay Attention

Now you can read general characteristics of payday loans.

Payday Loans in Memphis, New York

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.

Payday loans are the easiest loans to access in Memphis, New York. The entire process is straightforward. They are issued quickly and come with individual interest rate. It will be influenced by the borrower’s personal information.

APR

25% small loan cap

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a poor credit score automatically disqualifies you from getting a bank loan. Payday loans give people with a poor credit rating an increased opportunity to get accepted for such loans. A payday loan may be the only financial product available for some individuals to help them out of fix. If you take out such a loan, it is critical that you always borrow within your capabilities and pay back your loan commitments without delays.

To get approved for a loan, you must comply with the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

Learn the APR right now. Use this online calculator to specify the definite cost of your loan. It only takes 20 seconds to become informative even before applying.