First Horizon Bank Payday Loans Review

2.5 14 reviews

Organization owner?

5931 Stage Rd, Bartlett, TN 38134, USA

+1 (901) 385-3012

www.firsthorizon.com

Friday
(Good Friday)

8:30AM–6PM

Hours might differ

Saturday

9AM–1PM

Sunday
(Easter)

Closed

Monday

8:30AM–4PM

Tuesday

8:30AM–4PM

Wednesday

8:30AM–4PM

Thursday

8:30AM–4PM

Domain Info

Created Date

1997-04-28

Mailing Address

165 Madison Ave, Memphis, TN, 38103, United States

Company Name

Elaine Spear

First Horizon National Corporation

Contact Data

[email protected]

+1.9015234292

+1.9015234154

Feedback about First Horizon Bank?

Here you see the reviews of our clients.

This has to be the worst service at any location in Memphis, TN.

Ardella Rohan Jr.

When i requested the money i was put thru what i was told is standard procedure.

Miss Yvette Gibson

She pulled up my account and then answered an outside call.

Leonie Watsica

Pay Attention

The first three points specify the certain lending company. In other turn, below-shown info makes people grapple with common information about payday loans.

Payday Loans in Memphis, New York

The financial product known as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is issued for clients.

This financial product in Memphis, New York is taken out easily and quickly. The interest rate is specified respecting the category of the borrower: the more loans are successfully paid off, the more favorable terms will be guaranteed to you.

APR

25% small loan cap

How will First Horizon Bank help take out a loan in Memphis, New York?

24/7 service. Such Internet services allow you to receive funds at any time. Funds are issued around the clock. The deposit will be sent to a bank account, so a personal visit to the department is not required.
No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
Online application. The application is filled out and reviewed much faster than in banks. Money is credited within 24 hours after receiving approval.
High approval level. When it comes to small amounts, a positive decision comes up 98%.
Availability. Banks offer more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every client should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is estimated by lenders before taking out a loan. But banks almost 100% refuse the request when lenders in Memphis, ny will assess other aspects like solvency and approve a payday loan. This is a way to enhance your credit history.

The following common points will be assessed before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

If you need to know the annual percentage rate of the loan, you are welcome to apply the calculator. It will determine the cost of the loan.

APR Calculator

Other Payday Lenders in Memphis, Tennessee

World Finance

4785 Main St Ste A, Jasper, TN 37347, USA

+1 (423) 942-7100

www.loansbyworld.com

First Citizens National Bank

117 S Church Ave, Dyersburg, TN 38024, USA

+1 (731) 285-4410

www.firstcnb.com

Advance America

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+1 (423) 566-7000

www.advanceamerica.net

Carter Finance & Thrift Corporation of Elizabethton

412 Railroad St W, Elizabethton, TN 37643, USA

+1 (423) 542-2177

www.carterfinance.us

Ascend Federal Credit Union

1372 Rock Crusher Rd, Lewisburg, TN 37091, USA

+1 (800) 342-3086

ascend.org

ATM (Suntrust Bank)

9627 Dayton Pike, Soddy-Daisy, TN 37379, USA

www.suntrust.com