Welcome to Our Online Loan Referral Service


3148 S Perkins Rd, Memphis, TN 38118, USA
7 years in business
+1 (901) 565-8323
Monday
8AM–6PM
Tuesday
8AM–6PM
Wednesday
8AM–6PM
Thursday
8AM–6PM
Friday
8AM–5PM
Saturday
Closed
Sunday
Closed

What people think about AAA Cash Fast?

Below you get acquainted with some of the testimonials of our customers.

Said I was approved for a payday loan. Have been waiting 5 days, still no money I my account. I conclude it’s fake.

Matilde Gottlieb

Unsatisfied client! Was declined for no reason. My credit was fair.

Prof. Chanel Prohaska

I took loans from AAA Cash Fast 3 times. Previously it was ok. Last time they said I was approved. Promised the money would be in my account within 9 hours. It’s been 2 days – no money. They do not answer emails. Why???

Jevon Zieme III

Applied for a cash advance second time. Got denied! No idea WHY! No explanation. Suspicious service.

Colten Schaden

Wasted too much efforts with this lender. They charge hidden fees! Stay away

Allen Schumm

Important

The previous three items describe a definite company. But below you can read common details about payday loans.

Payday Loans in Memphis, New York

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Online cash advance loans can be the right solution to your sudden financial problems in Memphis , New York because they are easily approved and easily repaid. Your interest rate will depend on your state law or on the payday lender's policy.

APR

25% small loan cap

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products offered to clients with a poor credit history. Payday loan approvals depend very much on other circumstances. Payday companies will pay attention to your earnings and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and as agreed in the contract.

To get accepted for a payday loan, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a payday loan, you can use an online calculator. It will show the exact APR of your loan.

APR Calculator

Other Payday Lenders in Memphis, Tennessee

Check For Cash

309 N Jackson St # 1, Tullahoma, TN 37388, USA

BancorpSouth Bank

301 E Main St, Jackson, TN 38301, USA

+1 (731) 422-9200

www.bancorpsouth.com

Ocoee Cash Advance

125 Five Points Dr Ste. C, Copperhill, TN 37317, USA

+1 (423) 548-4950

American Trust Cash Advance

1122 Congress Pkwy S, Athens, TN 37303, USA

+1 (423) 746-9055

www.americantrustcash.com

Fifth Third Bank & ATM

2191 Fairview Blvd, Fairview, TN 37062, USA

+1 (615) 799-5335

locations.53.com

OneMain Financial

1160 US Highway 51 Byp W, Ste B, Dyersburg, TN 38024, USA

+1 (731) 286-6024

www.onemainfinancial.com

American Cash Advance & Title Loans

6322 Chapman Hwy, Knoxville, TN 37920, USA

+1 (865) 609-0330

www.americancashadvanceinc.com

First Heritage Credit, LLC

208 W 5th St, Columbia, TN 38401, USA

+1 (931) 381-5371

1stheritagecredit.com

Citizens Bank

614 US-321, Hampton, TN 37658, USA

+1 (423) 543-2265

www.citizensbank24.com

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