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What people think about Y-12 Federal Credit Union?
Below you read some of the testimonials of our customers.
… $0 to $5 to $18 to now $15. Why am I paying you more money for your employees to do their jobs and collect money. $15 every time someone calls in a payment. Let’s see …
Cathy Kemmer III
Friendly staff, great rates, and a overall great experience!
Prof. Cody Zieme I
Very user friendly, plenty of employees happily greeting and helping customers.
Alanis Nikolaus
Important
Below you can review general information about payday loans and their common characteristics.
Payday Loans in Oak Ridge, New Jersey
Payday loans are short-term loans originally designed to tide people over until payday. You can typically borrow from $100 to $1,000.
Payday loans in Oak Ridge, New Jersey is are easy to get. The APR is specific for each applicant and depends on several things: age, income, loan amount needed, loan term, credit score, etc.
APR
30% usury cap
Why people take out cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
If you have a bad credit score you may still get a payday loan. Such loans are created to help meet the needs of people with bad credit scores. There are lenders who may be ready to offer you a payday loan even if you have a bad credit score. You will need a regular income to get accepted for a bad credit payday loan.
To get approved for a loan, you have to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Use the below online calculator to quickly calculate the APR and learn the definite cost of the loan immediately.
APR Calculator
Other Payday Lenders in Oak Ridge, Tennessee
TitleMax Title Loans
305 S Main St, Goodlettsville, TN 37072, USA
+1 (615) 855-0114
www.titlemax.com
First Horizon Bank
25 Jefferson St, Clarksville, TN 37040, USA
+1 (931) 920-7000
www.firsthorizon.com
Security Finance
418 S Broad St, New Tazewell, TN 37825, USA
+1 (423) 626-5056
www.securityfinance.com
