Welcome to Our Online Loan Referral Service

4.3 6 reviews

727 Main St, Oliver Springs, TN 37840, USA
+1 (865) 435-8930
www.regions.com
Thursday
9AM–4PM
Friday
(Good Friday)
9AM–5PM
Hours might differ
Saturday
Closed
Sunday
(Easter)
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM

Domain Info

Created Date

2000-04-13

Mailing Address

2090 Parkway Office Circle, Birmingham, AL, 35244, United States

Company Name

Regions Financial Corporation

Regions Financial Corporation

Contact Data

[email protected]

+1.2052616863

+1.2052616863

Feedback about Regions Bank?

Here you read the reviews of our clients.

This branch has always catered to my needs and helped me fairly quickly.

Prof. Eriberto Parker Sr.

Been waiting twenty two minutes and no cars have moved.

Darrion Balistreri

Pay Attention

Further there will be presented the details about not a definite lending company. The information below will define general information about payday loans and its specific elements.

Payday Loans in Oliver Springs, Tennessee

According to the definiftion, a payday loan is a lending option issued for a short term: 2-3 weeks. A small loan is taken out: $100-$1,000.

Such financial products as payday loan in Oliver Springs, Tennessee is issued simply and fast for a short term: 2-3 weeks. The interest rates are established on an individual basis concerning on the person-related data: the more payday loans you pay back off, the more reasonable rates a client will recieve.

APR

460%*

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Regions Bank help issue a loan in Oliver Springs, Tennessee?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not attend the chosen lender offline. The funds will be transferred to your bank account.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with customer data. It will take some minutes to consider the application. The money are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is reviewed by microfinance organizations before taking out a loan. But banks almost 100% refuse the request when lenders in Oliver Springs, tn will estimate other aspects like payment abilities and approve a loan. This is a way to enhance your credit rating.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the APR of the loan, you are welcome to utilize the calculator. It will specify the cost of the cash advance.

APR Calculator

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