Welcome to Our Online Loan Referral Service

4.4 5 reviews

15730 Scott Hwy, Oneida, TN 37841, USA
+1 (423) 286-2265
www.onebanktn.com
Thursday
8AM–4PM
Friday
(Good Friday)
8AM–5PM
Hours might differ
Saturday
Closed
Sunday
(Easter)
Closed
Monday
8AM–4PM
Tuesday
8AM–4PM
Wednesday
8AM–4PM

Domain Info

Created Date

2019-12-04

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

[email protected]

+1.5707088780

Feedback about One Bank of Tennessee?

Here you read the reviews of our customers.

High interest rate. When paying back a payday loan, some other interest is charged, when registering online on the website, many problems arise. In general, I do not recommend it. Better find another website.

Dr. Macey Sanford Sr.

I took out only $100, and they promised the first customers get 0%, the money was credited quickly. When I looked at the contract, it turned out that the overpayment would be 100%. In general, I do not recommend this service, huge overpayment.

Louvenia Satterfield

Unsatisfied! Was declined to take out $1,000. Only $400 was approved.

Lisa McCullough

Pay Attention

The first three points describe the certain lender. In other turn, below-defined info makes readers get acquainted common information about payday loans.

Payday Loans in Oneida, New York

Payday loan is issued for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.

Such financial products as payday loan in Oneida, New York is taken out simply and fast for a short term: 2-3 weeks. The interest rates are established on an individual basis concerning on the personal data: the more cash advance you pay back off, the more favorable rates a borrower will get.

APR

25% small loan cap

How will One Bank of Tennessee help take out a loan in Oneida, New York?

  • Day and night service. Night hours are the same working for online lending companies. You should not visit the chosen payday lender offline. The funds will be transferred to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with person-related data. It will take several minutes to process the form. The funds are credited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are refused a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to issue a cash advance. Lenders do not consider this factor the only one to issue a loan in Oneida, New York. The company will estimate many points to qualify such as financial capabilities. Cash advance will be a source to improve your bad credit score into a favorable one.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a loan, you should determine its real cost. This calculator will show the APR of the loan.

APR Calculator

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