Welcome to Our Online Loan Referral Service

4.5 2 reviews

1204 E Church St, Orlinda, TN 37141, USA
+1 (615) 654-3388
www.volstatebank.com
Wednesday
8:30AM–4PM
Thursday
8:30AM–4PM
Friday
8:30AM–6PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–4PM
Tuesday
8:30AM–4PM

Domain Info

Created Date

1997-02-19

Mailing Address

101 HIGHWAY 52 W, PORTLAND, TN, 37148-1407, United States

Company Name

Volunteer State Bank

Volunteer State Bank

Contact Data

[email protected]

4703604178

Feedback about Volunteer State Bank?

Here you read the feedback of our clients.

I recommend Volunteer State Bank to everyone, I am applying for the second time. Everything is great!

Dr. Jessyca Ryan

I have a problem with paying a loan at another bank. It is inconvenient to borrow from friends. Therefore, I decided to contact Volunteer State Bank. They really helped.

Rory Ritchie DDS

Pay Attention

Above-shown info provides the details about a definite lending company. Below-specified info is oriented on shared information about payday loans.

Payday Loans in Orlinda, Tennessee

According to the definiftion, a payday loan is a loan issued for a short time span: 2-3 weeks. A small loan is approved: $100-$1,000.

This financial product in Orlinda, Tennessee is taken out easily and quickly. The interest rate is defined respecting the category of the customer: the more loans are successfully paid off, the more attractive terms will be guaranteed to you.

APR

460%*

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Volunteer State Bank help issue a loan in Orlinda, Tennessee?

  • 24/7 operation. Such online services allow you to receive funds at any time. Funds are issued around the clock. The transfer will be sent to a card, so a personal visit to the store is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is estimated by microfinance organizations before issuing a loan. But banks almost 100% refuse the request when lenders in Orlinda, tn will estimate other aspects like solvency and approve a cash advance. This is a way to improve your credit rating.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should calculate its real cost. This calculator will show the APR of the loan.

APR Calculator

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