Welcome to Our Online Loan Referral Service

4.3 3 reviews

316 Cleveland St, Ripley, TN 38063, USA
+1 (731) 635-8008
www.firstcnb.com
Friday
(Good Friday)
8:30AM–5PM
Hours might differ
Saturday
Closed
Sunday
(Easter)
Closed
Monday
8:30AM–4:30PM
Tuesday
8:30AM–4:30PM
Wednesday
8:30AM–4:30PM
Thursday
8:30AM–4:30PM

Domain Info

Created Date

2012-12-07

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

[email protected]

+1.5707088780

Feedback about First Citizens National Bank?

Here you see the reviews of our customers.

For 6 months I have not been able to make the service to transfer the information about the repaying of the loan for 2019.

Marcellus Kris

No matter how much submitted an application for a cash advance. Constantly refused. No idea why?

Prof. Manuela White

High interest rate. When paying back a loan, some other interest is charged, when registering online on the site, many problems arise. In general, I do not recommend it. Better find another service.

Wilford McDermott

I tried to borrow money from First Citizens National Bank. They denied. Well, that's okay. But how many calls, texts and mails came at once. I do not recommend this service.

Prof. Kade Howe IV

Pay Attention

Above there are details about a definite lender. Below every reader may grapple with the common features of payday loans.

Payday Loans in Ripley, New York

The financial product called as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is issued for clients.

Payday loans in Ripley, New York are issued hassle-free. The interest percentage is dependent on the customer's person-related information: if you pay off more payday loans, the more efficient terms and rates lenders offer.

APR

25% small loan cap

How will First Citizens National Bank help issue a payday loan in Ripley, New York?

  • Day and night service. Night hours are the same working for online lending companies. You should not attend the chosen payday lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with person-related data. It will take several minutes to process the application. The funds are credited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are declined a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to take out a loan. Payday lenders do not consider this factor the only one to issue a loan in Ripley, New York. The company will assess many points to qualify such as solvency. Payday loans will be a source to improve your bad credit score into a favorable one.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the APR of the payday loan, you are welcome to utilize the calculator. It will specify the cost of the cash advance.

APR Calculator

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OneMain Financial

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Bank of America ATM (Drive-thru)

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Citizens Tri-County Bank

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