Welcome to Our Online Loan Referral Service

4.2 5 reviews

700 S Central Expy Suite 120, Allen, TX 75013, USA
+1 (972) 727-2265
locations.happybank.com
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed

Domain Info

Created Date

1996-11-01

Mailing Address

Company Name

Contact Data

What people think about Happy State Bank?

Below you read some of the opinions of our clients.

They even offer me bottle water and a place to sit!

Dr. Claudia Lind

Really appreciate the service they provide.

Isaac Kohler V

Pay Attention

The previous three items charactirize a precise financial institution. But below you can read general information about payday loans.

Payday Loans in Allen, Maryland

A payday loan is a short-term loan that can help you cover emergency cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Online cash advance loans can be the right solution to your unexpected financial issues in Allen , Maryland because they are easily approved and easily paid off. Your APR will depend on your state regulations or on the company's policy.

APR

33% APR cap (2.75% a month)

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products offered to applicants with a poor credit score. Payday loan approvals depend very much on specific circumstances. Lenders will look at your wages and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and without delays.

To get accepted for a payday loan, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the cash advance loan in a few minutes.

APR Calculator

Other Payday Lenders in Allen, Texas

Simmons Bank

2820 West FM -120 Road, Denison, TX 75020, USA

+1 (903) 464-9100

simmonsbank.com

Jeremy Lewis DBA The Grayson Home Loans Team NMLS#273694

532 FM 120 E, Pottsboro, TX 75076, USA

+1 (903) 815-4496

www.graysonhomeloans.com

Security Finance

2320 Del Rio Blvd Suite C, Eagle Pass, TX 78852, USA

+1 (830) 757-4020

www.securityfinance.com

Discount Car Title Loan - Alamo

505 U.S. 83 Frontage Rd S c, Alamo, TX 78516, USA

+1 (956) 961-4905

dtloans.com

Navy Federal Credit Union

5101 TX-121 Suite 300, The Colony, TX 75056, USA

+1 (888) 842-6328

www.navyfederal.org

Cash Store

1321 N Tennessee St STE 102, McKinney, TX 75069, USA

+1 (972) 542-8606

www.cashstore.com

Security Finance

720 E Edinburg St Ste 1003, Elsa, TX 78543, USA

+1 (956) 262-6948

www.securityfinance.com

Covington Credit

3906 E US Hwy 377, Granbury, TX 76049, USA

+1 (817) 458-4237

www.mymoneytogo.com

American State Bank

13218 US-84, Joaquin, TX 75954, USA

+1 (936) 269-3175

www.asbtx.com

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