Domain Info
Created Date
1998-05-04
Mailing Address
4400 W INTERSTATE 40, AMARILLO, TX, 79106-5940, United States
Company Name
Education Credit Union
Education Credit Union
Feedback about Education Credit Union - I-40?
Here you see the feedback of our clients.
I have had a positive experience everytime I come to this location.
Mr. Berry Terry Jr.
As I was trying to get my credit up.I paid 14.7 percent the entire time.
Dr. Rowland Bauch Jr.
Great and friendly staff.
Josianne Harvey DVM
This is an excellent resource! It was really helpful with paying off a payday loan that was charging me extremely high interest rates and I had to pay on it every 2wks. E …
Helena Bartell
… quickly as possible. I've paid my loan off completely a couple times, and I will continue to use their services if I need them in the future. I would definitely …
Emily Bergnaum
Great company, friendly employees and overall good service.
Julius Lakin PhD
They give nothing to try and counter balance their high rates.
Tomas Wehner
Pay Attention
Further there will be given the details about not a certain lender. The information below will explain general information about payday loans and its specific features.
Payday Loans in Amarillo, Texas
A short-term loan is known as a payday loan. This is a type of a financial product issued for several weeks. Accessible loan amounts vary from $100-$1,000.
This financial product in Amarillo, Texas is issued simply and quickly. The interest percentage is specified considering the category of the customer: the more loans are successfully paid off, the more favorable terms will be ensured to you.
APR
can exceed 400%
Max Loan
Not Specified (on average $800)
Min Term
7 days
Max Term
180 days
How will Education Credit Union - I-40 help issue a payday loan in Amarillo, Texas?
- Day and night service. Night hours are the same working for online lending companies. You should not attend the chosen payday lender offline. The funds will be deposited to your credit card.
- No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
- Online application. Submit an online form with person-related data. It will take several minutes to review the form. The funds are credited in 24 business hours.
- The approval rate is high. Almost 98% of positive decisions are made.
- Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
What data to fill in in the application? - General Info
To leave an application, every customer should fill in the following data:
Then a client should submit an application to get an offer from one of lending companies.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
Bad credit history if one of causes to deny the loan. Lenders do not consider this factor the only one to take out a loan in Amarillo, Texas. They rate many other factors before taking out a loan. One of them is solvency. This is a way to improve your credit history.
The following common points will be rated before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you need to know the annual percentage rate of the loan, you are welcome to use the calculator. It will determine the cost of the cash advance.
APR Calculator
Other Payday Lenders in Amarillo, Texas
Credit Central
5230 Kostoryz Rd #3, Corpus Christi, TX 78415, USA
+1 (361) 806-2770
www.creditcentralllc.com
First State Bank of Ben Wheeler
404 W Pine St, Edgewood, TX 75117, USA
+1 (903) 896-4014
www.fsbbenwheeler.com
Texas Trust Credit Union
3800 Cheek-Sparger Rd, Bedford, TX 76021, USA
+1 (972) 263-5171
texastrustcu.org
Texas Car Title & Payday Loan Services, Inc.
7506 N Navarro St, Victoria, TX 77904, USA
+1 (361) 575-7100
