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Loan agency in Athens, Texas

300 Madole St, Athens, TX 75751, USA
7 years in business
+1 (903) 677-3000
Sunday
Closed
Monday
9AM–8PM
Tuesday
9AM–8PM
Wednesday
9AM–8PM
Thursday
9AM–8PM
Friday
9AM–8PM
Saturday
Closed

Feedback about First State Finance?

Here you grapple with the feedback of our customers.

100% sleeky company. They ask for a photo then spread on the web. They lie that it is approved, so that you sent them a card data and an ID photo.

Michale Corwin DVM

Not very satisfied with the hidden subscription to medical insurance in the amount of $19. But it turned out to be very easy to solve, by means of support team.

Chesley Rempel V

Not very happy with the hidden subscription to healthcare insurance in the amount of $19. But it turned out to be very easy to solve, by means of customer support.

Rex Schaefer

Pay Attention

Above-specified info offers the details about a certain lending company. Below-defined info is devoted to shared information about payday loans.

Payday Loans in Athens, New York

According to the definiftion, a payday loan is a lending option issued for a short term: 2-3 weeks. A small loan is approved: $100-$1,000.

Problem-free financial products are considered as payday loans in Athens, ny. They are taken out at individual interest rates. They are dependent on personal data. It is also significant to repay as much payday loans as possible.

APR

25% small loan cap

How will First State Finance help issue a payday loan in Athens, New York?

  • Day and night service. Night hours are the same working for online payday lenders. You should not attend the chosen payday lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with customer data. It will take several minutes to review the application. The money are transferred in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is considered by payday lenders before issuing a loan. But banks almost 100% refuse the request when lenders in Athens, ny will assess other aspects like financial capabilities and approve a payday loan. This is a way to improve your credit rating.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will define the cost of the payday loan. It takes seconds to see the outcome.

APR Calculator

Other Payday Lenders in Athens, Texas

Western Finance

385 Main St, Eagle Pass, TX 78852, USA

+1 (830) 758-1977

westernshamrock.com

Amegy Bank

2334 SE Military Dr, San Antonio, TX 78223, USA

+1 (210) 343-4450

amegybank.com

BBVA Bank

2405 Texas Ave S Suite 100, College Station, TX 77840, USA

+1 (979) 693-6930

www.bbvausa.com

Kcy Auto Title Loans

Austin, TX 78704, USA

+1 (512) 442-7002

Bank of America (with Drive-thru services)

701 E Stassney Ln Bldg F, Austin, TX 78745, USA

+1 (512) 373-1050

locators.bankofamerica.com

Check `n Go

1800 Teague Dr Ste 205, Sherman, TX 75090, USA

+1 (903) 892-8066

locations.checkngo.com

Extraco Banks | Gatesville

800 E Main St, Gatesville, TX 76528, USA

+1 (254) 774-5500

extracobanks.com

Happy State Bank ATM

4142 N Clack St, Abilene, TX 79601, USA

+1 (800) 447-2265

happybank.com

Bank of Texas

851 N MacArthur Blvd, Coppell, TX 75019, USA

+1 (214) 488-6295

locations.bankoftexas.com

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