Pay Checks Cashed Payday Loans Review

1 reviews

Organization owner?

3500 Avenue F, Bay City, TX 77414, USA

+1 (979) 244-2020

Tuesday

10AM–5:30PM

Wednesday

10AM–5:30PM

Thursday

10AM–5:30PM

Friday

10AM–6PM

Saturday

10AM–12:30PM

Sunday

Closed

Monday

10AM–5:30PM

What people think about Pay Checks Cashed?

Below you find some of the testimonials of our clients.

Previously I needed $900 to cover utility bills. I decided to contact Pay Checks Cashed. They only approved me for $500 but the process itself was effortless, and their rates were competitive.

Max Wisozk

I needed $200 to buy a dress on a sale. The only way out was to apply for a cash advance. Found a lot of financial institutions online. Pay Checks Cashed is the most legit loan provider in Bay City.

Trever Kshlerin

Important

The above-given information provides the details about a specific financial institution. The information below is about common information about payday loans.

Payday Loans in Bay City, Michigan

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

Payday loans in Bay City, Michigan is are easy to access. The APR is individual for each applicant and depends on various things: age, income, loan amount needed, loan term, credit score, etc.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products available to clients with a bad credit score. Payday loan approvals depend very much on other circumstances. Payday companies will pay attention to your wages and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and without delays.

To get accepted for a loan, you must meet the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the payday loan in a few minutes.