Electric Utilities Credit Union Payday Loans Review

Organization owner?

2002 Birdwell Ln, Big Spring, TX 79720, USA

+1 (432) 263-3442

Sunday

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Wednesday

9AM–5PM

Thursday

9AM–5PM

Friday

9AM–5:30PM

Saturday

Closed

What people think about Electric Utilities Credit Union?

Below you get acquainted with some of the reviews of our customers.

I always use Electric Utilities Credit Union when it need a loan. The application process is easy. No problems.

Dr. Amos Moen MD

Thanks!! The money were transferred to my bank account as promised – within 2 hours. I paid off the debt after a week and had no problems. The process is hassle-free and legit. Be a responsible person and you will have no issues.

Luisa Gusikowski

Important

The previous three items charactirize a certain lending service. But below you can find common data about payday loans.

Payday Loans in Big Spring, Texas

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods usually do not exceed 30 days.

Cash advance loans may become an easy and fast solution to a short-term problem in Big Spring, Texas. Loans from payday lenders can get you funds quickly. Your interest rate will depend on a few things.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a bad credit score automatically disqualifies you from getting a bank loan. Payday loans give consumers with a bad credit score an increased chance to get approved for short-term loans. A payday loan may be the only loan available for some consumers to help them out of fix. If you take out such a loan, it is critical that you always borrow within your means and repay your loan commitments on scheduled.

To get accepted for a loan, you must comply with the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

Find out the annual percentage rate right now. Use this online calculator to specify the exact cost of your loan. It only takes 10 seconds to become informative even before applying.