Welcome to Our Online Loan Referral Service


100 Center Dr, Cactus, TX 79013, USA
+1 (800) 447-2265
www.happybank.com
Saturday
Open 24 hours
Sunday
Open 24 hours
Monday
Open 24 hours
Tuesday
Open 24 hours
Wednesday
Open 24 hours
Thursday
Open 24 hours
Friday
Open 24 hours

Domain Info

Created Date

1996-11-01

Mailing Address

Company Name

Contact Data

What people think about Happy State Bank ATM?

Below you get acquainted with some of the reviews of our clients.

Thank you for the fantastic service. Your managers assisted me throughout the process. It’s convenient that you only need an ID to apply.

Ms. Joanie Doyle II

Recently I had the most unpleasant situation in my life. I suddenly needed $900 to pay for medical bills. This company assisted me asap. They were the only website that approved me for the required amount. I solved all my troubles. I will surely recommend this company to my friends. Best service in my life.

Bria VonRueden

I had problems with paying back my bank loan and was not sure I would get appoved for a loan with Happy State Bank ATM . But it would be soooo embarrassing to borrow from parents. Therefore, I took my chances and applied for $900 online. Fortunately I got an approval!!! They literally saved my life.

Miss Alyson Schulist

It wanted to fix my credit because I had no chances of getting approved for a business loan. So I applied for a payday loan via Happy State Bank ATM. Took out 3 small loans, one after another, and repaid them as agreed. My credit score improved! It worked! Very nice lender.

Eino Johnson

Important

The previous three items describe a definite lender. But below you can find general details about payday loans.

Payday Loans in Cactus, Texas

Payday loans are short-term loans originally designed to tide people over until payday. You can usually borrow from $100 to $1,000.

It is effortless and speedy to get approved for payday loans in Cactus, Texas. The interest rate will be set specifically for each applicant and will depend on the personal details the borrower entered.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products available to applicants with a poor credit rating. Payday loan approvals depend very much on other circumstances. They will look at your wages and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and on scheduled.

To get accepted for a cash advance, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator can be used to quickly calculate the APR. It’s easy to find out the real cost of the loan even before applying.

APR Calculator

Other Payday Lenders in Cactus, Texas

Credit Central

1020 SW Military Dr #101, San Antonio, TX 78221, USA

+1 (210) 922-1852

www.creditcentralllc.com

ATM (Amegy Bank)

5408 Broadway, San Antonio, TX 78209, USA

+1 (210) 343-4573

Cash America Pawn

2503 Bandera Rd, San Antonio, TX 78238, USA

+1 (210) 681-7296

BancorpSouth Bank

4901 Bosque Blvd, Waco, TX 76710, USA

+1 (254) 741-0100

www.bancorpsouth.com

Your Loan Depot

900 N Walnut Creek Dr Suite 103, Mansfield, TX 76063, USA

+1 (817) 453-1600

www.loandepotdollars.com

Action Finance, Inc.

811 W Moore Ave # D, Terrell, TX 75160, USA

+1 (972) 563-0800

www.actiontx.net

Texas National Bank

2133 W Grande Blvd, Tyler, TX 75703, USA

+1 (903) 944-7830

txnationalbank.com

Auto Cash Money Center

2720 Old Iowa Park Rd, Wichita Falls, TX 76306, USA

+1 (940) 723-7554

www.autocashmoneycenter.com

TEXAR Federal Credit Union

2301 Richmond Rd, Texarkana, TX 75503, USA

+1 (903) 223-0000

www.gotexar.com

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