Welcome to Our Online Loan Referral Service

3 5 reviews

201 S Weatherford St, Chico, TX 76431, USA
+1 (940) 644-2218
www.fsbwise.com
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM

Domain Info

Created Date

2005-09-19

Mailing Address

PO BOX 5, CHICO, TX, 76431-0005, United States

Company Name

FSB

FSB

Contact Data

[email protected]

+1.9406836300

What people think about First State Bank?

Below you read some of the opinions of our clients.

This bank has that family feel we have banked there 14 years great people

Cielo Murphy

People who work there are great but the business practices are Terrible.

Dr. Ronny Legros DVM

Super friendly staff, very knowledgeable.

Prof. Lamont Wilderman

Verry great experience Devon was awsome

Jeffery Johns

Customer service is outstanding

Trinity Bergstrom

Quality work at a great price!

Isom Kovacek

Highly recommend if you need a job tackled that requires some custom cuts..

Erik Dickens

Important

Below you can see general information about payday loans and their common characteristics.

Payday Loans in Chico, Texas

Payday loans are short-term loans originally created to tide people over until payday. You can typically borrow from $100 to $1,000.

Payday loans are the easiest loans to get in Chico, Texas. The entire process is stress-free. They are appoved immediately and come with individual APR. It will be influenced by the borrower’s personal information.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit rating can typically be an obstacle to obtaining a bank loan. A payday loan can save borrowers who have bad credit scores or have no credit score. But we advise you that as with any debt you should only consider applying for a cash advance if you are certain that you can make payments as agreed in the contract.

To get approved for a payday loan, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Find out the APR right now. Use this online calculator to specify the definite cost of your payday loan. It only takes 30 seconds to become informative even before applying.

APR Calculator

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